Welcome to Our Online Loan Referral Service

363 Muirfield Ct, North Sioux City, SD 57049, USA
+1 (605) 422-7737

What people think about Erwin Financial Services?

Below you read some of the reviews of our customers.

Interest too high. People usually take loans because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their APR a little…

Gabriella Johnson

I tried to borrow money from Erwin Financial Services. They declined me. Why then say they approve everyone even those with poor credit?? Bad service. Besides, got many texts with an offer to take out a cash advance loan. I do not recommend this company.

Giles Rowe Jr.

The site does not work so I can not apply for the loan…

Ezequiel Bergstrom


Below you can see general information about payday loans and their common characteristics.

Payday Loans in North Sioux City, South Dakota

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in North Sioux City, South Dakota is are easy to access. The interest rate is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.


36% small loan cap

Max Loan


Min Term

Not Specified

Max Term

Not Specified

Why people take out cash advances?


Car expenses








Home improvement

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are designed to help meet the needs of consumers with bad credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No ability to get a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the loan even before applying.

APR Calculator

Other Payday Lenders in North Sioux City, South Dakota

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+1 (605) 856-4413


Oahe Pawn

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+1 (605) 280-9997


ATM Dacotah Bank

4 10th St NW, Watertown, SD 57201, USA

+1 (800) 627-3999


Edward Jones - Financial Advisor: Devin J Anderson

508 W 23rd St #1, Yankton, SD 57078, USA

+1 (605) 665-7912


Pioneer Bank & Trust

102 Main St, Buffalo, SD 57720, USA

+1 (605) 375-3221


Bankwest Insurance

Winner, SD 57580, USA

+1 (605) 842-1771


Black Hills Community Bank

840 Mt Rushmore Rd, Rapid City, SD 57701, USA

+1 (605) 343-2422


Sunrise Banks

5105 S Crossing Pl #1, Sioux Falls, SD 57108, USA

+1 (651) 265-5600


First Dakota National Bank

6109 S Old Village Pl, Sioux Falls, SD 57108, USA

+1 (605) 333-8210