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What people think about First National Bank?
Below you find some of the reviews of our customers.
Beware! It’s a fraud! They call me regularly from various phone numbers. Tired of blocking these numbers. Never give them your personal information!!
Edna Barrows III
I tried to borrow cash from First National Bank. They rejected me. Why then advertise they approve everyone even those with poor credit?? Bad service. Some time later, got many texts with an offer to take out a cash advance loan. I do not recommend this company.
Ms. Shemar Yost Sr.
Stay away! It’s a fraud! They call me every week from multiple phone numbers. Tired of blocking these numbers. Never give them your contact data!!
Eugene Dach II
Interest too high. People usually borrow money because they’re having a bad time. These loans put you further into debt. Maybe they should lower their APR a little…
Marjorie Robel
Important
Below you can review general information about payday loans and their common features.
Payday Loans in Oldham, South Dakota
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Online cash advance loans can be the best solution to your short-term financial issues in Oldham , South Dakota because they are easily obtained and easily repaid. Your APR will depend on your state law or on the payday lender's policy.
APR
36% small loan cap
Max Loan
$500
Min Term
Not Specified
Max Term
Not Specified
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to applicants with a bad credit rating. Payday loan approvals depend very much on specific aspects. Lenders will check your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your payday loan.
APR Calculator
Other Payday Lenders in Oldham, South Dakota
Edward Jones - Financial Advisor: Collin Cantalope
745 N Ames St Suite 1, Spearfish, SD 57783, USA
+1 (605) 642-2054
www.edwardjones.com
Edward Jones - Financial Advisor: Delvin J Hackwith
1002 S Dakota St, Milbank, SD 57252, USA
+1 (605) 432-4856
www.edwardjones.com
Great Western Bank
2408 Broadway Ave, Yankton, SD 57078, USA
+1 (605) 260-8674
www.greatwesternbank.com
