Feedback about Dakota State Bank?
Here you get acquainted with the reviews of our customers.
Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.
Yvonne Kub
I took out $300 for several days. When the payday loan was returned, they applied a huge fees, I had to pay almost $400.
Prof. Velma Kris DVM
No matter how much asked for a loan. Constantly refused. No idea why?
Rod Bruen PhD
I took out $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the charges.
Marlee Bernhard
I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.
Mr. Drake Corwin
Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of support team.
Kelton McGlynn
Disappointed! Was refused to take out $1,000. Only $400 was approved.
Prof. Elisha Littel III
Pay Attention
Further there will be shown the details about not a exact lender. The information below will explain general information about payday loans and its specific elements.
Payday Loans in Pierre, South Dakota
The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.
Such financial products as payday loan in Pierre, South Dakota is issued easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a customer will get.
APR
36% small loan cap
Max Loan
$500
Min Term
Not Specified
Max Term
Not Specified
How will Dakota State Bank help issue a loan in Pierre, South Dakota?
- Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online application with personal data. It will take several minutes to process the form. The money are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every customer should fill out the following data:
Submit an application to get terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Pierre, sd will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.
APR Calculator
Other Payday Lenders in Pierre, South Dakota
South Dakota Department of Labor and Regulation - Division of Banking
1601 N Harrison Ave #1, Pierre, SD 57501, USA
+1 (605) 773-3421
dlr.sd.gov
Pioneer Bank & Trust
2018 Mt Rushmore Rd, Rapid City, SD 57701, USA
+1 (605) 399-1510
www.pioneerbankandtrust.com
First Dakota National Bank
1000 E, W Hwy 16, Oacoma, SD 57365, USA
+1 (605) 234-5005
www.firstdakota.com
First Dakota National Bank
6100 E Silver Maple Cir, Sioux Falls, SD 57110, USA
+1 (605) 333-8282
www.firstdakota.com
Voyage Federal Credit Union
124 S Kiwanis Ave, Sioux Falls, SD 57104, USA
+1 (605) 338-2533
www.voyagefcu.org
Black Hills Community Loan Fund
607 1/2 Mt Rushmore Rd Suite 105, Rapid City, SD 57701, USA
+1 (605) 519-5124
www.bhclf.org
