Welcome to Our Online Loan Referral Service

5 reviews

315 S Ree St, Pierre, SD 57501, USA
+1 (605) 224-4567

Feedback about Dakota State Bank?

Here you get acquainted with the reviews of our customers.

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Yvonne Kub

I took out $300 for several days. When the payday loan was returned, they applied a huge fees, I had to pay almost $400.

Prof. Velma Kris DVM

No matter how much asked for a loan. Constantly refused. No idea why?

Rod Bruen PhD

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they took out a loan for 16 days. As a result, I paid $850 with all the charges.

Marlee Bernhard

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Mr. Drake Corwin

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of support team.

Kelton McGlynn

Disappointed! Was refused to take out $1,000. Only $400 was approved.

Prof. Elisha Littel III

Pay Attention

Further there will be shown the details about not a exact lender. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Pierre, South Dakota

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Such financial products as payday loan in Pierre, South Dakota is issued easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a customer will get.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Dakota State Bank help issue a loan in Pierre, South Dakota?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to process the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Pierre, sd will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Pierre, South Dakota

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Expansion Capital Group

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First National Bank - ATM

1500 W 22nd St, Sioux Falls, SD 57105, USA

+1 (800) 339-1160

www.fnbsf.com

Bank of the West

76 3rd St SW, Huron, SD 57350, USA

+1 (605) 352-8675

www.bankofthewest.com

CorTrust Bank

4058 Main St, Bowdle, SD 57428, USA

+1 (605) 285-6323

www.cortrustbank.com

Black Hills Federal Credit Union

5028 S Marion Rd, Sioux Falls, SD 57106, USA

+1 (605) 937-4600

www.bhfcu.com

Wells Fargo Bank

403 N Lawler St, Mitchell, SD 57301, USA

+1 (605) 995-3500

www.wellsfargo.com

EZ Payday Advance

400 9th Ave SE, Watertown, SD 57201, USA

+1 (605) 886-2500

Black Hills Federal Credit Union

835 N Main St, Spearfish, SD 57783, USA

+1 (605) 718-1818

www.bhfcu.com

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