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5 reviews

140 W Vermont Ave, Salem, SD 57058, USA
+1 (605) 425-3101
www.bankwest-sd.bank
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed

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What people think about BankWest Insurance?

Below you find some of the testimonials of our clients.

The absolute best people to work with!

Vito Weimann

I replied again, as of today NO RESPONSE.

Abraham DuBuque

Great customer service!

Tracey Beahan

Crystal is amazing to work with and is so Knowledgeable.

Cecile Schowalter

Terrible customer service.

Evan Bahringer

They never return phone calls.

Sylvester Heaney

They charge an arm n a leg to do peoples taxes better off doing it ma self smh

Lukas Flatley

The staff is great to very helpful!

Maymie Moen

Called twice went to voicemail left a message still no call back

Vivienne O'Keefe

Pay Attention

The previous three items describe a precise company. But below you can read general details about payday loans.

Payday Loans in Salem, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans may turn out an easy and fast solution to a short-term problem in Salem, New York. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can save clients who have bad credit scores or have no credit score. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are certain that you can afford payments in a timely manner.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.

APR Calculator

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