Welcome to Our Online Loan Referral Service

4.3 33 reviews

2123 E 10th St, Sioux Falls, SD 57103, USA
+1 (605) 338-9155
www.1stcashpawn.com
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–5PM

Domain Info

Created Date

2008-09-05

Mailing Address

South Dakota, United States

Company Name

First Cash and Exchange

First Cash and Exchange

Contact Data

Feedback about First Cash & Exchange?

Here you read the reviews of our customers.

Clean store, very pleasant employees, extremely helpful, great prices.

Stuart Murphy

Always super friendly, fast and just an awesome bunch of people that work there!

Prof. Lorenz Donnelly Sr.

Always the best friendliest service I won't go anywhere else

Dr. Fannie Kuvalis Sr.

Terrible worker treatment would give less than 1 star if it was possible

Kathryne Nitzsche

Great people easy to work with

Ms. Jolie Smitham

I paid a $1200 bill that yall garnished out of my work checks!

Miss Joana Homenick

Pay Attention

Above there are details about a definite lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Sioux Falls, South Dakota

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

Hassle-free financial products are known as payday loans in Sioux Falls, sd. They are issued at individual interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will First Cash & Exchange help issue a payday loan in Sioux Falls, South Dakota?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Sioux Falls, South Dakota. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Sioux Falls, South Dakota

CorTrust Bank

137 N Main St, Artesian, SD 57314, USA

+1 (605) 527-2217

www.cortrustbank.com

First Interstate Bank

1400 North Ave, Spearfish, SD 57783, USA

+1 (605) 642-2734

locations.firstinterstatebank.com

First Dakota National Bank

1712 N Main St, Mitchell, SD 57301, USA

+1 (605) 996-3364

www.firstdakota.com

BankWest

311 Omaha St, Rapid City, SD 57701, USA

+1 (605) 399-2265

www.bankwest-sd.bank

Finova Financial

101 S Reid St #307, Sioux Falls, SD 57103, USA

+1 (888) 358-4452

www.finovafinancial.com

Farm Bureau Financial Services

1940 North Ave #3, Spearfish, SD 57783, USA

+1 (605) 642-4399

www.fbfs.com

Gentry Finance

228 Capital St, Yankton, SD 57078, USA

+1 (605) 665-7955

ATM Cortrust Bank Na

1801 S Marion Rd, Sioux Falls, SD 57106, USA

+1 (800) 627-3999

www.cortrustbank.com

First Savings Bank

305 N Main Ave, Parker, SD 57053, USA

+1 (605) 297-4475

www.firstsavingsbanks.bank

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