American Bank & Trust Payday Loans Review - Sioux Falls, South Dakota

Organization owner?

6810 S Minnesota Ave, Sioux Falls, SD 57108, USA

+1 (605) 961-3911

www.abt.bank

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about American Bank & Trust?

Here you grapple with the reviews of our clients.

Customer service is some third-world system and quality of calls just abysmal!

Mitchell Gerlach

Hands down the worst business and experience.

Gus Streich IV

NOT a banking center for the general public, it's for citi employees only.

Cleora Von

Chase was great to work with when by husband and I purchased our first home.

Mustafa Becker

Chase worked hard to find my family the best loan for our needs.

Nolan Wiegand Sr.

Chase made our first home buying experience a breeze.

Luz Goyette

The absolute best people to work with!

Vivianne Schultz

I replied again, as of today NO RESPONSE.

Prof. Anne Flatley I

Great customer service!

Juliana Parisian

The staff at this Jackson Hewitt are fantastic

Jacklyn Rohan

Knows what he’s doing and great customer service.

Janelle Bergnaum

Scott in Yankton SD, has been saving me money for almost a decade.

Rhea Heidenreich

Friendly, accommodating staff.

Alford Macejkovic

This town is a gem on the side of the road.

Kellie Baumbach II

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain general information about payday loans and its specific features.

Payday Loans in Sioux Falls, South Dakota

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Sioux Falls, South Dakota is issued easily and fast. The interest rate is specified considering the category of the borrower: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will American Bank & Trust help issue a payday loan in Sioux Falls, South Dakota?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Sioux Falls, South Dakota. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Sioux Falls, South Dakota

First Dakota National Bank

301 N Main St, Salem, SD 57058, USA

+1 (605) 425-3111

www.firstdakota.com