Welcome to Our Online Loan Referral Service

6810 S Minnesota Ave, Sioux Falls, SD 57108, USA
+1 (605) 961-3911

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Feedback about American Bank & Trust?

Here you grapple with the reviews of our clients.

Customer service is some third-world system and quality of calls just abysmal!

Mitchell Gerlach

Hands down the worst business and experience.

Gus Streich IV

NOT a banking center for the general public, it's for citi employees only.

Cleora Von

Chase was great to work with when by husband and I purchased our first home.

Mustafa Becker

Chase worked hard to find my family the best loan for our needs.

Nolan Wiegand Sr.

Chase made our first home buying experience a breeze.

Luz Goyette

The absolute best people to work with!

Vivianne Schultz

I replied again, as of today NO RESPONSE.

Prof. Anne Flatley I

Great customer service!

Juliana Parisian

The staff at this Jackson Hewitt are fantastic

Jacklyn Rohan

Knows what he’s doing and great customer service.

Janelle Bergnaum

Scott in Yankton SD, has been saving me money for almost a decade.

Rhea Heidenreich

Friendly, accommodating staff.

Alford Macejkovic

This town is a gem on the side of the road.

Kellie Baumbach II

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain general information about payday loans and its specific features.

Payday Loans in Sioux Falls, South Dakota

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Sioux Falls, South Dakota is issued easily and fast. The interest rate is specified considering the category of the borrower: the more loans are successfully paid back, the more favorable terms will be ensured to you.


36% small loan cap

Max Loan


Min Term

Not Specified

Max Term

Not Specified

How will American Bank & Trust help issue a payday loan in Sioux Falls, South Dakota?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Sioux Falls, South Dakota. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Sioux Falls, South Dakota

Convenient Loan

1818 Broadway Ave # 5, Yankton, SD 57078, USA

+1 (605) 665-1640

Farmers State Bank

102 E Main, Hosmer, SD 57448, USA

+1 (605) 283-2201


Wells Fargo Auto Finance

14 S Main St, Aberdeen, SD 57401, USA

+1 (605) 229-0100


First Interstate Bank

847 N Creek Dr, Rapid City, SD 57703, USA

+1 (605) 718-2265


Plains Commerce Bank

1411 E 10th St, Sioux Falls, SD 57103, USA

+1 (605) 275-2467


First Fidelity Bank

246 W 2nd St, Winner, SD 57580, USA

+1 (605) 842-3811


Dollar Loan Center

1901 W 41st St, Sioux Falls, SD 57105, USA

+1 (605) 274-7444


Wells Fargo Bank

721 Main St, Deadwood, SD 57732, USA

+1 (605) 578-3400



1920 N Sanborn Blvd, Mitchell, SD 57301, USA

+1 (605) 995-5059