Welcome to Our Online Loan Referral Service

3.2 10 reviews

1300 N Morrell Ave, Sioux Falls, SD 57103, USA
+1 (605) 336-3775
www.servicefirstfcu.org
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
Closed

Domain Info

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Feedback about Service First Federal Credit Union?

Here you read the reviews of our clients.

Chase was great to work with when by husband and I purchased our first home.

Yvonne Windler

Chase worked hard to find my family the best loan for our needs.

Ms. Corrine Douglas V

Chase made our first home buying experience a breeze.

Pat Russel

Pay Attention

Above-specified info provides the details about a exact lender. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Sioux Falls, South Dakota

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Sioux Falls, South Dakota is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Service First Federal Credit Union help issue a loan in Sioux Falls, South Dakota?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued day and night. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Sioux Falls, South Dakota. They assess many other factors before issuing a loan. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Sioux Falls, South Dakota

Black Hills Federal Credit Union ATM

1530 N Garfield Ave, Pierre, SD 57501, USA

+1 (605) 718-1818

www.bhfcu.com

Sioux Empire Federal Credit Union - East Branch

3400 S Sycamore Ave, Sioux Falls, SD 57110, USA

+1 (605) 367-7070

www.siouxempirefcu.org

Security Savings Bank

2331 E 10th St, Sioux Falls, SD 57103, USA

+1 (605) 271-7997

bankwithssb.com

Great Western Bank

1305 Cedar St, Brandon, SD 57005, USA

+1 (605) 582-2311

www.greatwesternbank.com

Dacotah Bank

Main St, New Effington, SD 57255, USA

+1 (605) 637-5251

www.dacotahbank.com

Edward Jones - Financial Advisor: Stefanie R Smykowski, AAMS®

108 9th Ave SE Ste 2, Watertown, SD 57201, USA

+1 (605) 954-4285

www.edwardjones.com

First PREMIER Bank

4001 W Benson Rd, Sioux Falls, SD 57107, USA

+1 (605) 357-3029

firstpremier.com

Principal Financial Group

305 4th St #2, Brookings, SD 57006, USA

+1 (605) 692-7226

firstchoicepaydayloans.com

Great Western Bank

4914 N Cliff Ave, Sioux Falls, SD 57104, USA

+1 (605) 373-1336

www.greatwesternbank.com

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