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1 reviews

729 N 12th St, Spearfish, SD 57783, USA
5 years in business
+1 (605) 644-1848

Feedback about Black Hills Cash Advance?

Here you grapple with the reviews of our clients.

Nice place, Big parking but i didn't like his shower.

Monserrate Stokes

Run down, bathrooms in poor conditions, employees arguing with each other

Katelyn Jakubowski

Great service, great people.

Monserrate Rowe

Fast unload, thanks guys.

Bertha Sawayn

Great bunch of guys to work with!

German Kling

Great service, yummy food, refreshing beer

Jed Borer DDS

Great environment, great weekend bands, and awesome drinks

Marilyne O'Hara

They older crew of that place that cook meals, serve orders are neat and clean.

Darwin Ankunding

Sarah was awesome to work with!

Prof. Jamar Walsh

Absolutely loved working with Sarah.

Myrna Boyer

Great job done on our refinance!

Reba Champlin V

Courteous, pleasant and professional service.

Ilene Okuneva

The customer service within this company is not good at all.

Vern Leuschke

The place is very misleading and they waste your time.

Favian Weber

Great people there have gone there for yrs and will continue to go back

Mrs. Astrid Stracke DVM

I received an outstanding experience!

Mr. Lawson West MD

Super helpful in organizing and explaining everything to me.

Junius Quitzon Sr.

Pay Attention

Above-shown info provides the details about a certain lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Spearfish, South Dakota

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

It is easy and quick to issue payday loans in Spearfish, South Dakota. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.


36% small loan cap

Max Loan


Min Term

Not Specified

Max Term

Not Specified

How will Black Hills Cash Advance help issue a payday loan in Spearfish, South Dakota?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Spearfish, sd will assess other aspects like solvency and approve a loan. This is a way to improve your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Spearfish, South Dakota

Edward Jones - Financial Advisor

1121 N Main St, Mitchell, SD 57301, USA

+1 (605) 996-7638


Pioneer Bank & Trust

140 E Jackson Blvd, Spearfish, SD 57783, USA

+1 (605) 642-2725


ATM Great Western Bank

111 N East St, Gettysburg, SD 57442, USA

+1 (800) 627-3999


Bank of the West

125 N Commercial St, Clark, SD 57225, USA

+1 (605) 532-3633


EZ Money Payday & Title Loans

700 River Dr, North Sioux City, SD 57049, USA

+1 (605) 232-2001

First Dakota National Bank

301 N Main St, Salem, SD 57058, USA

+1 (605) 425-3111


Highmark Federal Credit Union

725 5th St, Rapid City, SD 57701, USA

+1 (605) 716-4444


Dacotah Bank

105 8th Ave, Faulkton, SD 57438, USA

+1 (605) 598-6211


Siouxland Federal Credit Union

327 Dakota Dunes Blvd, Dakota Dunes, SD 57049, USA

+1 (605) 232-9599