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1140 N Main St Ste 10, Spearfish, SD 57783, USA
+1 (605) 717-6810
www.bankwest-sd.bank
Sunday
Closed
Monday
8AM–12PM, 1–5PM
Tuesday
8AM–12PM, 1–5PM
Wednesday
8AM–12PM, 1–5PM
Thursday
8AM–12PM, 1–5PM
Friday
8AM–12PM, 1–5PM
Saturday
Closed

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Feedback about BankWest Mortgage?

Here you read the reviews of our clients.

Safe place to sleep for the night, and staff were friendly!

Prof. Freddy Jacobi MD

Location also has showers and host of other services.

Sven Mohr

Refused service, even after checking in.

Tillman Pollich

Beautiful venue for weddings, great service and food.

Abe Walter V

The folks at Besler's Cadillac Ranch are some of the friendliest people around.

Jaleel Weber

As the owner of Flipside DJ Service, I love performing here.

Hector Kuhlman

Easy to work with and everything gets done on time.

Beatrice Terry

So much experience under one roof.

Jennie Upton

Great place to work, and great products sold!

Dorothy Olson

He did but was 1.5 hours after his 5 hour window!

Wilburn White

I was with my mom when she paid $6,000 to pre-pay her funeral expenses.

Reanna Gleason

Pay Attention

Above there are details about a certain lender. Below every reader may grapple with the common features of payday loans.

Payday Loans in Spearfish, South Dakota

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Spearfish, South Dakota is issued simply and fast. The interest percentage is set respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will BankWest Mortgage help take out a loan in Spearfish, South Dakota?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Spearfish, sd will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Spearfish, South Dakota

First Bank & Trust, White

301 W Main St, White, SD 57276, USA

+1 (605) 629-2471

www.bankeasy.com

Advance America

1923 6th Ave SE, Aberdeen, SD 57401, USA

+1 (605) 225-3040

www.advanceamerica.net

First PREMIER Bank

4001 W Benson Rd, Sioux Falls, SD 57107, USA

+1 (605) 357-3029

firstpremier.com

EZ Money Check Cashing

1412 W 41st St, Sioux Falls, SD 57105, USA

+1 (605) 339-8573

www.getezmoney.com

Security State Bank

221 Main St, Chancellor, SD 57015, USA

+1 (605) 647-2228

www.banksecuritystate.com

Advance America

608 E North St, Rapid City, SD 57701, USA

+1 (605) 342-1600

www.advanceamerica.net

Great Western Bank

119 6th Ave SE, Aberdeen, SD 57401, USA

+1 (605) 229-2634

www.greatwesternbank.com

Black Hills Federal Credit Union ATM

835 N Main St, Spearfish, SD 57783, USA

+1 (605) 718-1818

www.bhfcu.com

Heartland Auto Loans

5200 S Louise Ave, Sioux Falls, SD 57108, USA

+1 (605) 444-6700

www.heartlandautoloans.com

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