Welcome to Our Online Loan Referral Service


1140 N Main St #10, Spearfish, SD 57783, USA
7 years in business
+1 (605) 642-5873
www.bankwest-sd.bank
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed

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Created Date

Mailing Address

Company Name

Contact Data

What people think about BankWest Insurance?

Below you find some of the testimonials of our clients.

Amazing customer service.

Roma Mosciski

They answered my questions thoughly And professionally.

Mr. Gerald Hamill

The owner and staff are great.

Zetta Bosco

Highly recommend their services.

Kailey Baumbach

The atmosphere is comfortable, friendly, and welcoming.

Dr. Emery Dickinson

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Spearfish, South Dakota

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Spearfish, South Dakota. The entire process is easy. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on specific aspects. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

Other Payday Lenders in Spearfish, South Dakota

Security State Bank

221 Main St, Chancellor, SD 57015, USA

+1 (605) 647-2228

www.banksecuritystate.com

Black Hills Federal Credit Union ATM

330 S Chicago St, Hot Springs, SD 57747, USA

+1 (605) 718-1818

www.bhfcu.com

Tatanka Funds

27565 Research Park Drive, Mission, SD 57555, USA

+1 (605) 856-8400

www.tatankafund.org

Direct Check

412 W Grand Crossing, Mobridge, SD 57601, USA

+1 (605) 845-3434

expressloansofamerica.com

CorTrust Bank

174 E 4th St, Freeman, SD 57029, USA

+1 (605) 925-4226

www.cortrustbank.com

Farm Credit Services of America

3808 Broadway Ave, Yankton, SD 57078, USA

+1 (605) 665-9675

www.fcsamerica.com

Consumer’s Federal Credit Union

301 US-18, Gregory, SD 57533, USA

+1 (605) 835-8749

consumersfcu.coop

American Bank & Trust

212 Calumet Ave SE, De Smet, SD 57231, USA

+1 (605) 854-3321

www.abt.bank

Dakota Home Loans

510 9th Ave W, Webster, SD 57274, USA

+1 (605) 881-0623

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