Welcome to Our Online Loan Referral Service


1140 N Main St #10, Spearfish, SD 57783, USA
7 years in business
+1 (605) 642-5873
www.bankwest-sd.bank
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
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What people think about BankWest Insurance?

Below you find some of the testimonials of our clients.

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Below you can see general information about payday loans and their common characteristics.

Payday Loans in Spearfish, South Dakota

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Spearfish, South Dakota. The entire process is easy. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on specific aspects. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

Other Payday Lenders in Spearfish, South Dakota

Dacotah Bank

3312 6th Ave SE, Aberdeen, SD 57401, USA

+1 (605) 225-1300

www.dacotahbank.com

The First National Bank in Sioux Falls

408 N Cliff Ave, Harrisburg, SD 57032, USA

+1 (605) 782-5880

www.fnbsf.com

BankWest

1200 E Spruce St, Mitchell, SD 57301, USA

+1 (605) 995-5059

www.bankwest-sd.bank

Great Western Bank

102 W 5th St #101, Canton, SD 57013, USA

+1 (605) 987-2668

www.greatwesternbank.com

First National Bank in Faith

127 Main St S, Faith, SD 57626, USA

+1 (605) 967-2191

www.fnbphilip.com

Edward Jones - Financial Advisor: Stefanie R Smykowski, AAMS®

108 9th Ave SE Ste 2, Watertown, SD 57201, USA

+1 (605) 954-4285

www.edwardjones.com

First Interstate Bank

847 N Creek Dr, Rapid City, SD 57703, USA

+1 (605) 718-2265

locations.firstinterstatebank.com

Cornerstone Financial Solutions, Inc

280 Dakota Ave S, Huron, SD 57350, USA

+1 (605) 352-9490

www.cornerstonefinancialsolutions.com

Edward Jones - Financial Advisor

1121 N Main St, Mitchell, SD 57301, USA

+1 (605) 996-7638

www.edwardjones.com

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