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What people think about BankWest Insurance?
Below you find some of the testimonials of our clients.
Amazing customer service.
Roma Mosciski
They answered my questions thoughly And professionally.
Mr. Gerald Hamill
The owner and staff are great.
Zetta Bosco
Highly recommend their services.
Kailey Baumbach
The atmosphere is comfortable, friendly, and welcoming.
Dr. Emery Dickinson
Pay Attention
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Spearfish, South Dakota
A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Spearfish, South Dakota. The entire process is easy. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.
APR
36% small loan cap
Max Loan
$500
Min Term
Not Specified
Max Term
Not Specified
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on specific aspects. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.
APR Calculator
Other Payday Lenders in Spearfish, South Dakota
Black Hills Federal Credit Union
200 Main St, Rapid City, SD 57701, USA
+1 (605) 718-1818
www.bhfcu.com
Great Western Bank
35 1st Ave NE, Watertown, SD 57201, USA
+1 (605) 886-8401
www.greatwesternbank.com
Security National Bank of South Dakota
325 Dakota Dunes Blvd, North Sioux City, SD 57049, USA
+1 (605) 232-6060
www.snbsd.com
Great Western Bank
624 5th St SE, Watertown, SD 57201, USA
+1 (605) 884-5370
www.greatwesternbank.com
Black Hills Community Bank Spearfish
215 E Jackson Blvd, Spearfish, SD 57783, USA
+1 (605) 559-2422
www.bhcbank.com
