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Loan agency in Spearfish, South Dakota

1940 North Ave #3, Spearfish, SD 57783, USA
+1 (605) 642-2231
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you find some of the testimonials of our clients.

Stay away!! They approve me for a loan but it’s been 2 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my loan.

Shyanne Carter V

So upset!! They approve me for a loan but it’s been 4 days and still no money in my account! Tired of waiting…. Not sure I will ever get my loan.

Vern Feest

Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Spearfish, South Dakota

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Spearfish, South Dakota. The entire process is hassle-free. They are appoved quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still apply a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit rating. You will need a regular income to get accepted for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

Other Payday Lenders in Spearfish, South Dakota

Dacotah Bank

600 Main St, Webster, SD 57274, USA

+1 (605) 345-3306

www.dacotahbank.com

Farm Bureau Financial Services

109 Dakota Ave N, Wessington Springs, SD 57382, USA

+1 (605) 539-0014

www.fbfs.com

CorTrust Bank

154 N Lidice St, Tabor, SD 57063, USA

+1 (605) 463-2577

www.cortrustbank.com

ATM Dacotah Bank

1707 S Marion Rd, Sioux Falls, SD 57104, USA

+1 (800) 627-3999

www.dacotahbank.com

Pioneer Bank & Trust

2001 W Omaha St, Rapid City, SD 57702, USA

+1 (605) 341-2265

www.pioneerbankandtrust.com

Siouxland Federal Credit Union

327 Dakota Dunes Blvd, Dakota Dunes, SD 57049, USA

+1 (605) 232-9599

www.siouxlandfederalcu.com

First Interstate Bank

847 N Creek Dr, Rapid City, SD 57703, USA

+1 (605) 718-2265

locations.firstinterstatebank.com

Jeremy Huber Plains Commerce Mortgage Banker nmls#1196575

3905 W 49th St, Sioux Falls, SD 57106, USA

+1 (605) 770-9897

www.siouxfallsmortgagebanker.com

BankWest Insurance

311 Omaha St #5, Rapid City, SD 57701, USA

+1 (605) 399-4200

www.bankwest-sd.bank

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