Welcome to Our Online Loan Referral Service


1600 4th St NE, Watertown, SD 57201, USA
+1 (605) 303-5900
www.abt.bank
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

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Feedback about American Bank & Trust?

Here you get acquainted with the reviews of our customers.

I HIGHLY recommend this company!

Mercedes Schinner

Excellent experience!!

Miss Leatha McKenzie

Very smart guy and very professional, yet down to earth.

Adriel Mann

They do great work for their community!

Jay Stokes

I understand why and that's not why I gave the negative review.

Prof. Ansel West

Pay Attention

Further there will be shown the details about not a exact lender. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Watertown, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Watertown, New York are taken out easily. The interest rate depends on the customer's person-related data: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

25% small loan cap

How will American Bank & Trust help take out a loan in Watertown, New York?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be deposited to card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Watertown, New York. They rate many other factors before taking out a loan. One of them is solvency. This is a way to enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Watertown, South Dakota

Dacotah Bank

1707 S Marion Rd, Sioux Falls, SD 57106, USA

+1 (605) 361-5636

www.dacotahbank.com

Wells Fargo Bank

403 N Lawler St, Mitchell, SD 57301, USA

+1 (605) 995-3500

www.wellsfargo.com

Direct Check

2709 Lazelle St # B, Sturgis, SD 57785, USA

+1 (605) 347-5153

firstchoicepaydayloans.com

The First National Bank in Sioux Falls

101 S Splitrock Blvd, Brandon, SD 57005, USA

+1 (605) 782-5960

www.fnbsf.com

OneMain Financial

1040 29th St SE, Watertown, SD 57201, USA

+1 (605) 886-3770

www.onemainfinancial.com

Black Hills Federal Credit Union

U.S. 212 &, Willow St, Eagle Butte, SD 57625, USA

+1 (800) 482-2428

www.bhfcu.com

Advance America

1005 E Spruce St Ste. 103, Mitchell, SD 57301, USA

+1 (605) 996-2658

www.advanceamerica.net

Rabo AgriFinance

801 River Dr #150, North Sioux City, SD 57049, USA

+1 (855) 420-7196

www.raboag.com

Ipswich State Bank

301 1st Ave, Ipswich, SD 57451, USA

+1 (605) 426-6031

www.isbipswich.com

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