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Loan agency in Watertown, South Dakota

1040 29th St SE, Watertown, SD 57201, USA
7 years in business
+1 (605) 886-0099
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM

What people think about Cash Spot?

Below you find some of the reviews of our customers.

Fabulous place; has everytbi g you need cor garden & yard. 😎

Jamison Schumm

They were doing ditch work near Estelline SD.

Arvid Kessler V

Important

The above-given information provides the details about a specific lender. The information below is about common information about payday loans.

Payday Loans in Watertown, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Watertown, New York. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several things.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have little to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Watertown, ny work with individuals with bad credit. You can apply for a bad credit payday loan on the net around the clock and if accepted could have the money in your account within a few hours.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Watertown, South Dakota

Lisa Malone Swenson: Plains Commerce Bank Mortgage NMLS #401518

3905 W 49th St, Sioux Falls, SD 57106, USA

+1 (605) 988-4797

www.plainscommerce.com

Sioux Empire Federal Credit Union - East Branch

3400 S Sycamore Ave, Sioux Falls, SD 57110, USA

+1 (605) 367-7070

www.siouxempirefcu.org

Sunrise Banks

5105 S Crossing Pl #1, Sioux Falls, SD 57108, USA

+1 (651) 265-5600

www.sunrisebanks.com

Edward Jones - Financial Advisor

507 W 4th St, Dell Rapids, SD 57022, USA

www.edwardjones.com

EZ Payday Advance

815 S Minnesota Ave, Sioux Falls, SD 57104, USA

+1 (605) 338-2500

Black Hills Federal Credit Union

850 Mountain View Rd, Rapid City, SD 57702, USA

+1 (605) 718-1818

www.bhfcu.com

First Dakota National Bank

225 Cedar St, Yankton, SD 57078, USA

+1 (605) 665-7432

www.firstdakota.com

Surety Finance

819 S Marion Rd, Sioux Falls, SD 57106, USA

+1 (605) 332-0051

firstchoicepaydayloans.com

Dacotah Bank

300 S Phillips Ave # 100, Sioux Falls, SD 57104, USA

+1 (605) 331-4000

www.dacotahbank.com

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