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Loan agency in Watertown, South Dakota

1040 29th St SE, Watertown, SD 57201, USA
7 years in business
+1 (605) 886-0099
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM

What people think about Cash Spot?

Below you find some of the reviews of our customers.

Fabulous place; has everytbi g you need cor garden & yard. 😎

Jamison Schumm

They were doing ditch work near Estelline SD.

Arvid Kessler V

Important

The above-given information provides the details about a specific lender. The information below is about common information about payday loans.

Payday Loans in Watertown, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Watertown, New York. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several things.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have little to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Watertown, ny work with individuals with bad credit. You can apply for a bad credit payday loan on the net around the clock and if accepted could have the money in your account within a few hours.

To get approved for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

Other Payday Lenders in Watertown, South Dakota

Farm Credit Services of America

401 Cabela Dr, Mitchell, SD 57301, USA

+1 (605) 996-2774

www.fcsamerica.com

First Dakota National Bank

211 N Main St, Blunt, SD 57522, USA

+1 (605) 962-6231

www.firstdakota.com

First Dakota National Bank

201 N Courtland St, Chamberlain, SD 57325, USA

+1 (605) 734-5555

www.firstdakota.com

Farm Credit Services of America

3808 Broadway Ave, Yankton, SD 57078, USA

+1 (605) 665-9675

www.fcsamerica.com

Black Hills Community Bank Spearfish

215 E Jackson Blvd, Spearfish, SD 57783, USA

+1 (605) 559-2422

www.bhcbank.com

Surety Finance

819 S Marion Rd, Sioux Falls, SD 57106, USA

+1 (605) 332-0051

firstchoicepaydayloans.com

Edward Jones - Financial Advisor: Delvin J Hackwith

1002 S Dakota St, Milbank, SD 57252, USA

+1 (605) 432-4856

www.edwardjones.com

Black Hills Federal Credit Union

U.S. 212 &, Willow St, Eagle Butte, SD 57625, USA

+1 (800) 482-2428

www.bhfcu.com

Great Western Bank

714 S Burr St # 101, Mitchell, SD 57301, USA

+1 (605) 996-8100

www.greatwesternbank.com

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