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Loan agency in Watertown, South Dakota

400 9th Ave SE, Watertown, SD 57201, USA
+1 (605) 886-2500
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–6PM

Feedback about EZ Payday Advance?

Here you see the feedback of our clients.

I HIGHLY recommend this company!

Shane Kohler

Excellent experience!!

Dr. Garnet Thompson III

Very smart guy and very professional, yet down to earth.

Euna Zboncak

Pay Attention

Payday lenders are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Watertown, New York

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Watertown, New York is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more loans you pay back off, the more favorable rates you will get.

APR

25% small loan cap

How will EZ Payday Advance help issue a payday loan in Watertown, New York?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be transfered to bank account. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed within minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Watertown, ny consider this circumstance not a hindrence to take out a loan. The customer of a payday loan should be ready to objectively estimate financial capabilities, issue a loan, pay back the debt on time and not only handle current difficulties, but improve the credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

Other Payday Lenders in Watertown, South Dakota

Farm Credit Services of America

1114 29th St SE, Watertown, SD 57201, USA

+1 (605) 882-4030

www.fcsamerica.com

CorTrust Bank

2016 6th Ave SE, Aberdeen, SD 57401, USA

+1 (605) 229-5069

www.cortrustbank.com

CHS Nutrition

1211 N Ellis Rd # 201, Sioux Falls, SD 57107, USA

+1 (605) 339-1050

www.paybacknutrition.com

Katie Peterson - CMG Financial Mortgage Loan Officer NMLS# 493507

211 N Main St Suite 201, Spearfish, SD 57783, USA

+1 (605) 641-9111

www.cmgfi.com

Med 5 Federal Credit Union

4956 5th St, Rapid City, SD 57701, USA

+1 (605) 342-7776

www.med5fcu.org

Great Western Bank

505 N Main St, Mobridge, SD 57601, USA

+1 (605) 845-7233

www.greatwesternbank.com

Great Western Bank

118 N Main Ave St, Colman, SD 57017, USA

+1 (605) 534-3553

www.greatwesternbank.com

Thrivent Financial-Lutherans

711 Vander Horck St, Britton, SD 57430, USA

+1 (605) 448-2128

www.thrivent.com

Ft Randall Federal Credit Union

218 White Swan Drive, Pickstown, SD 57367, USA

+1 (605) 487-7641

www.ftrandallfcu.com

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