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165 Wessington St S, Wessington, SD 57381, USA
+1 (605) 458-2255
www.hsbsd.com
Sunday
Closed
Monday
8:30AM–3:30PM
Tuesday
8:30AM–3:30PM
Wednesday
8:30AM–3:30PM
Thursday
8:30AM–3:30PM
Friday
8:30AM–5PM
Saturday
Closed

Domain Info

Created Date

2003-11-20

Mailing Address

Company Name

Contact Data

Feedback about Heartland State Bank?

Here you see the reviews of our clients.

I took out a loan from Heartland State Bank 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Tania White

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my consent, they issued a loan for 16 days. As a result, I paid $850 with all the charges.

Dr. Alta Skiles IV

Unsatisfied! Was declined to borrow $1,000. Only $400 was approved.

Dr. Eldred Douglas

Daily spam! I do not have time to block the numbers, so the next day they call from another number.

Jensen Gottlieb IV

Sky-scraper interest rate. When paying back a debt, some other interest is charged, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Ms. Robyn Friesen

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Wessington, South Dakota

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Wessington, South Dakota is issued easily and quickly. The interest percentage is specified depending on the category of the borrower: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will Heartland State Bank help issue a payday loan in Wessington, South Dakota?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Wessington, sd review this circumstance not a drawback to take out a loan. The client of a loan should be prepared to objectively assess financial solvency, issue a loan, repay the debt on a due date and not only cope with current problems, but enhance the credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Wessington, South Dakota

CorTrust Bank

1900 S Sycamore Ave, Sioux Falls, SD 57110, USA

+1 (605) 371-4477

www.cortrustbank.com

Great Western Bank

117 East 4th Street, Freeman, SD 57029, USA

+1 (605) 925-4239

www.greatwesternbank.com

CorTrust Bank

114 Main St S, Arlington, SD 57212, USA

+1 (605) 983-5631

www.cortrustbank.com

BankWest

1200 E Spruce St, Mitchell, SD 57301, USA

+1 (605) 995-5059

www.bankwest-sd.bank

Minnwest Bank

401 Maple St, Summit, SD 57266, USA

+1 (605) 398-6111

www.minnwestbank.com

Dakotaland Federal Credit Union

1004 Washington Ave S, Madison, SD 57042, USA

+1 (605) 256-6511

dakotalandfcu.com

Principal Financial Group

1315 River Dr, North Sioux City, SD 57049, USA

+1 (605) 780-1856

www.principal.com

Waddell & Reed, Inc. - Financial Advisors

207 North Egan Ave S, Madison, SD 57042, USA

+1 (605) 427-7526

www.waddell.com

Dacotah Bank

35 S 6th St, Custer, SD 57730, USA

+1 (605) 673-5800

www.dacotahbank.com

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