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2.7 3 reviews

2105 Broadway Ave, Yankton, SD 57078, USA
+1 (605) 665-4999
www.firstdakota.com
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed

Domain Info

Created Date

1996-04-03

Mailing Address

Company Name

Contact Data

Feedback about First Dakota National Bank?

Here you see the reviews of our customers.

Been a customer for 39 years, very good bank

Mariane Smith

They even tried to charge me for NOT using their billpay service.

Jamey Rath

Todd Woods treated me very badly.

Reyna Hegmann

Pay Attention

Above there are details about a certain lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Yankton, South Dakota

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Yankton, South Dakota is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a borrower will get.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

How will First Dakota National Bank help take out a payday loan in Yankton, South Dakota?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor taken into account by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to issue a cash advance. The lending company process many aspects such as financial capabilities to approve the application. Payday loans in Yankton, South Dakota may help improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Yankton, South Dakota

OneMain Financial

1301 W Omaha St #103, Rapid City, SD 57701, USA

+1 (605) 343-3550

www.onemainfinancial.com

Farm Credit Services of America

1114 29th St SE, Watertown, SD 57201, USA

+1 (605) 882-4030

www.fcsamerica.com

Farm Credit Services of America

401 Cabela Dr, Mitchell, SD 57301, USA

+1 (605) 996-2774

www.fcsamerica.com

Minnwest Bank

5324 E Arrowhead Pkwy Suite 101, Sioux Falls, SD 57110, USA

+1 (605) 335-7171

www.minnwestbank.com

Great Western Bank

5000 S Louise Ave, Sioux Falls, SD 57108, USA

+1 (605) 336-4497

www.greatwesternbank.com

Ace Loan

1315 Haines Ave # B, Rapid City, SD 57701, USA

+1 (605) 343-1632

firstchoicepaydayloans.com

Campbell County Bank

515 B Ave, Pollock, SD 57648, USA

+1 (605) 889-2311

www.campbellcountybank.com

BankWest

1046 Makenda Ave, Madison, SD 57042, USA

+1 (605) 556-0235

www.bankwest-sd.bank

Advance America

1923 6th Ave SE, Aberdeen, SD 57401, USA

+1 (605) 225-3040

www.advanceamerica.net

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