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5 96 reviews
Loan agency in Alcoa, Tennessee

241 N Calderwood St, Alcoa, TN 37701, USA
+1 (865) 681-0607

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Created Date


Mailing Address

South Carolina, United States

Company Name



Contact Data

Feedback about Advance America?

Here you grapple with the feedback of our clients.

Would highly recommend to anyone that is need of a payday loan. Very friendly and helpful people.

Dr. Pablo Cartwright MD

… and everyone was very helpful . They greeted me when I walked in and I was helped right away. If you're in need of a payday loan come here. The best customer service!

Alessia Larkin

… great and they are fast and efficient!! They helped me out when I was in a bind. I recommend that anyone that needs a little cash until next payday go and talk to them!!!

Stacey Robel

Knowledgeable staff and great price for service

Lizzie Kirlin

Their prices are set to help you make the best of the money you spend.

Taylor Mohr

I strongly recommend this company for credit repair.

Zora Abshire

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes people get acquainted general information about payday loans.

Payday Loans in Alcoa, Tennessee

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and quick to take out payday loans in Alcoa, Tennessee. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most reasonable terms and rates.



Max Loan


Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a payday loan in Alcoa, Tennessee?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Alcoa, Tennessee. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

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