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5 2 reviews
Loan agency in Athens, Tennessee

1122 Congress Pkwy S, Athens, TN 37303, USA
+1 (423) 746-9055
www.americantrustcash.com
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM

Domain Info

Created Date

2006-08-03

Mailing Address

Company Name

Contact Data

Feedback about American Trust Cash Advance?

Here you grapple with the reviews of our customers.

Clean cut and professional work made simple.

Mr. Kendrick Corkery

Jarobert gave me great service.

Lillie Bayer Jr.

Very Smart with tax home sales.

Dr. Clifton Quigley DVM

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes users grapple with shared information about payday loans.

Payday Loans in Athens, New York

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Hassle-free financial products are considered as payday loans in Athens, ny. They are taken out at individual interest rates. They depend on personal data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will American Trust Cash Advance help take out a loan in Athens, New York?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to take out a loan in Athens, New York. They estmate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Athens, Tennessee

Erica Kelley - Caliber Home Loans

7106 Old Nashville Rd, Fairview, TN 37062, USA

+1 (615) 423-3095

www.caliberhomeloans.com

SimplyBank Knoxville

200 Prosperity Dr Suite 105, Knoxville, TN 37923, USA

+1 (865) 245-6239

www.mysimplybank.com

Check Into Cash

1213 Getwell Rd, Memphis, TN 38111, USA

+1 (901) 327-8383

local.checkintocash.com

OneMain Financial

419 Sam Ridley Pkwy W, Smyrna, TN 37167, USA

+1 (615) 220-2312

www.onemainfinancial.com

Synovus Bank - ATM only

2022 West End Ave, Nashville, TN 37203, USA

+1 (888) 796-6887

www.synovus.com

Apex Bank

841 Tusculum Blvd, Greeneville, TN 37745, USA

+1 (423) 787-1280

www.apexbank.com

ORNL Federal Credit Union - Kingston

1204 N Kentucky St, Kingston, TN 37763, USA

+1 (865) 688-9555

www.ornlfcu.com

USA Check Advance

1681 Fort Campbell Blvd, Clarksville, TN 37042, USA

+1 (931) 647-0016

www.usacheckadvance.com

Check Into Cash

6101 Ringgold Rd, East Ridge, TN 37412, USA

+1 (423) 499-5900

local.checkintocash.com

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