What people think about First Choice Cash Advance?
Below you find some of the reviews of our customers.
The website does not work so I can not apply for the money…
Dr. Dayne Harris
Ridiculous APR. Had to pay off really A LOT. Read the agreement carefully before signing the terms and rates. Had too many problems. Customer support was disappoiting too. The lady in the office was very rude. Not happy. Better search for another service.
Wellington Zemlak IV
Stay away! It’s a spam! They call me every week from various phone numbers. Tired of blocking these numbers. Never give them your personal information!!
Adrienne Stroman
Sky-high APR. Had to repay really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was disappoiting too. The lady on the phone was very disrespectful. Not recommended. Better consider another service.
Adolf Pacocha
Important
Below you can see general information about payday loans and their common aspects.
Payday Loans in Athens, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Athens, New York is are easy to get. The APR is specific for each applicant and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a poor credit history an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments in a timely manner.
To get approved for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Athens, Tennessee
Home Federal Bank
6948 Maynardville Hwy, Knoxville, TN 37918, USA
+1 (865) 922-2111
www.homefederalbanktn.com
First Horizon Bank
2916 Hwy 31 W South, White House, TN 37188, USA
+1 (615) 672-2265
www.firsthorizon.com
TitleMax Title Loans
615 S James Campbell Blvd, Columbia, TN 38401, USA
+1 (931) 488-0458
www.titlemax.com
First Farmers and Merchants Bank
302 S 2nd St, Pulaski, TN 38478, USA
+1 (931) 363-3830
myfirstfarmers.com
