Cash Advance of America Payday Loans Review

5 reviews

Loan agency in Athens, Tennessee

Organization owner?

607 Congress Pkwy S, Athens, TN 37303, USA

15 years in business

+1 (423) 745-2274

Sunday

Closed

Monday

9AM–6PM

Tuesday

Closed

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday

9AM–6PM

Saturday

9AM–6PM

What people think about Cash Advance of America?

Below you see some of the opinions of our customers.

APR too high. People usually take loans because they’re having a hard time. These loans put you further into debt. Maybe they should lower their rates a little…

Zane Powlowski PhD

APR too high. People usually take loans because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their rates a little…

Ms. Gretchen Gibson

I got payday loan from Cash Advance of America twice. Paid off all my loans successfully. Today wanted to borrow more, but they approved me for only $100 ???

Mrs. Zola Hermiston PhD

Pay Attention

The above-given information provides the details about a precise company. The information below is about general information about payday loans.

Payday Loans in Athens, New York

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Athens, New York is are easy to get. The interest rate is individual for each borrower and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still be able to take out a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a steady income to apply for a bad credit payday loan.

To get approved for a loan, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the cash advance loan even before applying.