Domain Info
Created Date
2003-10-05
Mailing Address
501 S MAIN ST, PINE BLUFF, AR, 71601-4327, United States
Company Name
Simmons First National Corporation
Simmons First National Corporation
Feedback about Simmons Bank?
Here you get acquainted with the feedback of our clients.
I contacted Simmons Bank 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, contact the company in a month. Why?
Dariana Bergnaum Jr.
No matter how much submitted an application for a loan. Constantly denied. No idea why?
Isac Sanford
I issued $300 for several days. When the funds were returned, they applied a gigantic commissions, I had to pay almost $400.
Mr. Darion McKenzie II
I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the commissions.
Benedict Wiegand
Pay Attention
Above-shown info provides the details about a certain lending company. Below-defined info is devoted to common information about payday loans.
Payday Loans in Athens, New York
A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.
This financial product in Athens, New York is taken out simply and quickly. The interest percentage is set considering the category of the borrower: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.
APR
25% small loan cap
How will Simmons Bank help take out a payday loan in Athens, New York?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every customer should fill out the following data:
Then you have to submit an application and get a deal.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Athens, New York. They assess many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit rating.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the APR. This is a real cost of the loan.
APR Calculator
Other Payday Lenders in Athens, Tennessee
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ATM (Trustmark National Bank)
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Advance America
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First Citizens National Bank
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www.firstcnb.com
Mariner Finance
8078 Kingston Pike #114, Knoxville, TN 37919, USA
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TitleMax Title Loans
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www.titlemax.com
Covington Credit
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www.mymoneytogo.com
