Welcome to Our Online Loan Referral Service

5 3 reviews

2 Park St, Athens, TN 37303, USA
+1 (423) 381-3508
www.simmonsbank.com
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
(Good Friday)
8:30AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM

Domain Info

Created Date

2003-10-05

Mailing Address

501 S MAIN ST, PINE BLUFF, AR, 71601-4327, United States

Company Name

Simmons First National Corporation

Simmons First National Corporation

Contact Data

[email protected]

417-875-6760

Feedback about Simmons Bank?

Here you get acquainted with the feedback of our clients.

I contacted Simmons Bank 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, contact the company in a month. Why?

Dariana Bergnaum Jr.

No matter how much submitted an application for a loan. Constantly denied. No idea why?

Isac Sanford

I issued $300 for several days. When the funds were returned, they applied a gigantic commissions, I had to pay almost $400.

Mr. Darion McKenzie II

I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a payday loan for 16 days. As a result, I paid $850 with all the commissions.

Benedict Wiegand

Pay Attention

Above-shown info provides the details about a certain lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in Athens, New York

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Athens, New York is taken out simply and quickly. The interest percentage is set considering the category of the borrower: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will Simmons Bank help take out a payday loan in Athens, New York?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Athens, New York. They assess many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the loan.

APR Calculator

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Bank of Tennessee

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+1 (615) 754-3960

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American Trust Cash Advance

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+1 (423) 949-7722

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Advance America

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+1 (615) 356-6961

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A-1 Quick Cash

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+1 (931) 393-2447

Mariner Finance

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+1 (931) 472-1400

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Credit Central

408 S Broad St, New Tazewell, TN 37825, USA

+1 (423) 526-5256

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Raymond James Financial Services

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