Welcome to Our Online Loan Referral Service

4.5 6 reviews

5123 Highway 11 S, Calhoun, TN 37309, USA
+1 (423) 336-7268
bowaterecu.org
Tuesday
7:30AM–4PM
Wednesday
7:30AM–4PM
Thursday
7:30AM–4PM
Friday
(Good Friday)
7:30AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
7:30AM–4PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Bowater Employees Credit Union?

Below you find some of the reviews of our clients.

Last week I needed $800 to cover car repair bills. I decided to contact Bowater Employees Credit Union. They only approved me for $500 but the process itself was legit, and their rates were favorable.

Mr. Rex Yost V

I was embarrassed to borrow from my mom so I decided to apply for a payday loan via Bowater Employees Credit Union. Found them on the net and the user reviews were great I have already applied 5 times and every time I was approved within an hour. Very happy.

Verlie Ondricka

Was invited to a gender party but was empty at that time. A friend recommended me to use Bowater Employees Credit Union. And I did. This was the best decision! Yes, the interest rate was high but I suppose it’s because I had low credit. In general, The process was trouble free.

Gia Bailey

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Calhoun, Georgia

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Online cash advance loans can be the easiest solution to your sudden financial issues in Calhoun , Georgia because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.

APR

10% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments on time.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.

APR Calculator

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Continental Loans

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Republic Finance

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Kroger Money Services

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Walmart Money Center

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