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Created Date
1997-09-04
Mailing Address
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What people think about Carroll Bank & Trust?
Below you read some of the testimonials of our customers.
I was accepted for $600 for a period of 3 weeks. In the end, I had to pay twice as much with all the fees charged.
Narciso Kub Jr.
I tried to borrow funds from Carroll Bank & Trust. They rejected me. Why then say they approve everyone even those with bad credit?? Unrecommended. Some time later, got many calls with an offer to take out a payday loan. I do not recommend this company.
Elmo Schuster
Beware! It’s a fraud! They call me every day from multiple phone numbers. Tired of blocking these numbers. Never give them your personal data!!
Dr. Torey Ryan DVM
Seek elsewhere!! They approve me for a loan but it’s been 4 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my funds.
Lila Altenwerth
Pay Attention
Now you can see general characteristics of payday loans.
Payday Loans in Camden, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Cash advance loans may seem like an easy and fast solution to a short-term problem in Camden, New York. Loans from payday lenders can get you funds same day. Your interest rate will depend on several things.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get accepted for such loans. A payday loan may be the only option available for some individuals to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your means and repay your loan commitments on time.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.
APR Calculator
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