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3.4 22 reviews
Loan agency in East Ridge, Tennessee

4143 Ringgold Rd ste a, Chattanooga, TN 37412, USA
+1 (423) 622-8766
www.serviceloansouth.com
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed

Domain Info

Created Date

2011-09-22

Mailing Address

Georgia, United States

Company Name

Contact Data

Feedback about Ridge Loan?

Here you grapple with the feedback of our customers.

Edie Starkey best service in this place

Lilly Gulgowski

They are the rudest and most unprofessional staff that I have dealt with!!

Marta Volkman

She acted ad if she personally gave me the money.

Kaelyn Prosacco

Pay Attention

Above-specified info provides the details about a exact lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Chattanooga, Tennessee

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

Such financial products as payday loan in Chattanooga, Tennessee is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more favorable rates a customer will get.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Ridge Loan help take out a loan in Chattanooga, Tennessee?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in Chattanooga, Tennessee. They estmate many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Chattanooga, Tennessee

Checkcash Xpress Inc

3802 Fort Henry Dr, Kingsport, TN 37663, USA

+1 (423) 247-8008

checkcashxpress.net

SouthEast Bank

4924 N Broadway St, Knoxville, TN 37918, USA

+1 (865) 343-6040

www.southeastbank.com

Renasant Bank

105 W King St, Johnson City, TN 37604, USA

+1 (423) 232-5320

www.renasantbank.com

Legends Bank

1814 Tiny Town Rd, Clarksville, TN 37042, USA

+1 (931) 572-1280

www.legendsbank.com

Bartlett Financial Center

7580 US-70, Memphis, TN 38133, USA

+1 (901) 213-9900

OneMain Financial

7078 Charlotte Pike Ste 13, Nashville, TN 37209, USA

+1 (615) 352-5181

www.onemainfinancial.com

ATM (First Horizon Bank)

2143 E Broadway Ave, Maryville, TN 37804, USA

www.firsthorizon.com

Knoxville TVA Employees Credit Union (Drive-Thru only on Saturdays)

4310 Winkler Ave, Morristown, TN 37814, USA

+1 (423) 581-0981

www.tvacreditunion.com

Cash N Go Pawn Shop

675 West Ave, Crossville, TN 38555, USA

+1 (931) 456-2274

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