What people think about Citizens Savings & Loan?
Below you read some of the testimonials of our clients.
I always use Citizens Savings & Loan when it need a loan. The application process is easy. No complaints.
Micheal Lesch IV
I was embarrassed to borrow from my dad so I decided to apply for a payday loan via Citizens Savings & Loan. Found them on the net and the user reviews were positive I have already applied 4 times and every time I was approved within an hour. Very nice.
Audrey Ruecker
Citizens Savings & Loan seems reliable. Applied twice. The first payday loan approved was small – $200, but next time the limit was increased to $600. Paid off the loan as agreed. The managers were amazing, they gave detailed answers to all my questions. No delays. But their interest rates are average.
Brady Hand
I applied for the first payday loan in my life, was approved in 10 minutes despite the fact that I had bad credit. I repaid it on time. Love this lender for their competitive rates. Other lenders in my state charge sky high interest!
Newton Hayes
Pay Attention
Above there is information about a exact lender. Below you can read common aspects of payday loans.
Payday Loans in Chattanooga, Tennessee
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans in Chattanooga, Tennessee is are easy to access. The APR is specific for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
APR
460%*
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can save clients who have low credit scores or have no credit history. But we remind you that as with any borrowing you should only consider applying for a cash advance if you are certain that you can afford payments in a timely manner.
To get accepted for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Chattanooga, Tennessee
Check Into Cash
7200 Shallowford Rd, Chattanooga, TN 37421, USA
+1 (423) 954-3550
local.checkintocash.com
Credit Central
6219 Lee Hwy. Suite 145, Chattanooga, TN 37421, USA
+1 (423) 296-0415
www.creditcentralllc.com
TitleMax Title Loans
2011 Hillsboro Blvd, Manchester, TN 37355, USA
+1 (931) 728-7078
www.titlemax.com
Home Federal Bank
6948 Maynardville Hwy, Knoxville, TN 37918, USA
+1 (865) 922-2111
www.homefederalbanktn.com
Edward Jones - Financial Advisor: Marshall C Casper, CFP®|AAMS®
1805 Bypass Rd, Winchester, TN 37398, USA
+1 (931) 967-8003
www.edwardjones.com
Lendmark Financial Services LLC
3101 W Market St Suite 111, Johnson City, TN 37604, USA
+1 (423) 430-8860
www.lendmarkfinancial.com
