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5 2 reviews
Loan agency in East Ridge, Tennessee

3736 Ringgold Rd, East Ridge, TN 37412, USA
7 years in business
+1 (423) 698-4407
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5:30PM
Saturday
Closed

What people think about Citizens Savings & Loan?

Below you read some of the testimonials of our clients.

I always use Citizens Savings & Loan when it need a loan. The application process is easy. No complaints.

Micheal Lesch IV

I was embarrassed to borrow from my dad so I decided to apply for a payday loan via Citizens Savings & Loan. Found them on the net and the user reviews were positive I have already applied 4 times and every time I was approved within an hour. Very nice.

Audrey Ruecker

Citizens Savings & Loan seems reliable. Applied twice. The first payday loan approved was small – $200, but next time the limit was increased to $600. Paid off the loan as agreed. The managers were amazing, they gave detailed answers to all my questions. No delays. But their interest rates are average.

Brady Hand

I applied for the first payday loan in my life, was approved in 10 minutes despite the fact that I had bad credit. I repaid it on time. Love this lender for their competitive rates. Other lenders in my state charge sky high interest!

Newton Hayes

Pay Attention

Above there is information about a exact lender. Below you can read common aspects of payday loans.

Payday Loans in Chattanooga, Tennessee

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans in Chattanooga, Tennessee is are easy to access. The APR is specific for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can save clients who have low credit scores or have no credit history. But we remind you that as with any borrowing you should only consider applying for a cash advance if you are certain that you can afford payments in a timely manner.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Chattanooga, Tennessee

Cash-N-Dash

601 S Main St B, Goodlettsville, TN 37072, USA

+1 (615) 859-4094

titlecash.com

Advance America

704 Winfield Dunn Pkwy, Sevierville, TN 37876, USA

+1 (865) 453-6700

www.advanceamerica.net

Synovus Bank

5613 TN-153, Hixson, TN 37343, USA

+1 (888) 796-6887

www.synovus.com

OneMain Financial

2887 Poplar Ave, Memphis, TN 38111, USA

+1 (901) 327-6084

www.onemainfinancial.com

U.S. Bank ATM - Pleasant View

2640 Church St, Pleasant View, TN 37146, USA

+1 (800) 872-2657

usbank.com

Cash Today Pawn

200 E Chester St, Jackson, TN 38301, USA

+1 (731) 422-3881

www.facebook.com

Republic Finance

1232 NW Broad St, Murfreesboro, TN 37129, USA

+1 (615) 896-0556

locations.republicfinance.com

Volunteer Financial Services

106 Elm St, Shelbyville, TN 37160, USA

+1 (931) 684-6460

Jan Young - Regions Bank

2155 Lowes Dr, Clarksville, TN 37040, USA

+1 (931) 274-7548

www.regions.com

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