Welcome to Our Online Loan Referral Service

3.4 10 reviews

835 Georgia Ave # 100, Chattanooga, TN 37402, USA
+1 (423) 385-3081
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
(Good Friday)
8:30AM–6PM
Hours might differ
Saturday
8:30AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
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What people think about SmartBank?

Below you find some of the opinions of our clients.

Pay Attention

The previous three items charactirize a specific company. But below you can read general information about payday loans.

Payday Loans in Chattanooga, Tennessee

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in Chattanooga, Tennessee. Loans from payday lenders can get you funds same day. Your interest rate will depend on several things.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay back your loan commitments on time.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

Other Payday Lenders in Chattanooga, Tennessee

Check Into Cash

1101 E Stone Dr #9, Kingsport, TN 37660, USA

+1 (423) 245-6020

local.checkintocash.com

Appalachian Community Federal Credit Union

5034 Bobby Hicks Hwy #2, Gray, TN 37615, USA

+1 (800) 378-3778

www.myacfcu.com

Advance America

1202 S James Campbell Blvd #20, Columbia, TN 38401, USA

+1 (931) 388-8186

www.advanceamerica.net

U.S. Bank Branch

300 Pleasant Grove Rd, Mt. Juliet, TN 37122, USA

+1 (615) 758-1430

locations.usbank.com

Collierville Quick Cash

151 US-72, Collierville, TN 38017, USA

+1 (901) 853-7210

Security Finance

104 Gallatin Pike S, Madison, TN 37115, USA

+1 (615) 612-4013

www.securityfinance.com

Approved Tax Advance

3865 Winchester Rd, Memphis, TN 38118, USA

+1 (901) 794-8998

www.taxloanmemphis.com

Check Express Inc

1388 W Church St, Alamo, TN 38001, USA

+1 (731) 696-4555

Cash-N-Dash

2829 Eastend Dr, Humboldt, TN 38343, USA

+1 (731) 784-4319

www.titlecash.com

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