Welcome to Our Online Loan Referral Service

3.4 10 reviews

835 Georgia Ave # 100, Chattanooga, TN 37402, USA
+1 (423) 385-3081
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
(Good Friday)
8:30AM–6PM
Hours might differ
Saturday
8:30AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

What people think about SmartBank?

Below you find some of the opinions of our clients.

Staff is always friendly and helpful.

Tomas Huel MD

I waited in line today for 1 hour and only one car was ahead of me.

Aglae McGlynn

Pay Attention

The previous three items charactirize a specific company. But below you can read general information about payday loans.

Payday Loans in Chattanooga, Tennessee

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in Chattanooga, Tennessee. Loans from payday lenders can get you funds same day. Your interest rate will depend on several things.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay back your loan commitments on time.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

Other Payday Lenders in Chattanooga, Tennessee

World Finance

669 W Church St, Lexington, TN 38351, USA

+1 (731) 968-1040

www.loansbyworld.com

OneMain Financial

4093 Summer Ave, Memphis, TN 38122, USA

+1 (901) 452-1157

www.onemainfinancial.com

TitleMax Title Loans

100 Rocky Bottom Dr, Unicoi, TN 37692, USA

+1 (423) 220-5900

www.titlemax.com

Kroger Money Services

10721 Chapman Hwy, Seymour, TN 37865, USA

+1 (865) 609-1909

moneyservices.kroger.com

Cash Now Advance

416 S White St, Athens, TN 37303, USA

+1 (423) 744-7107

Cash Express

7704 US-64, Oakland, TN 38060, USA

+1 (901) 465-1455

www.cashexpressllc.com

TN QUICK CASH Hendersonville - Main Street

799 W E Main St, Hendersonville, TN 37075, USA

+1 (615) 824-0977

tnquickcash.com

Citizens Tri-County Bank

5248 Manchester Hwy, Morrison, TN 37357, USA

+1 (931) 668-7920

www.ctcbonline.com

Quick Bad Credit Loans

1041 Freshour St, Morristown, TN 37813, USA

+1 (423) 564-3053

quickbcloans.com

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