Welcome to Our Online Loan Referral Service

3.4 10 reviews

835 Georgia Ave # 100, Chattanooga, TN 37402, USA
+1 (423) 385-3081
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
(Good Friday)
8:30AM–6PM
Hours might differ
Saturday
8:30AM–12PM
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

What people think about SmartBank?

Below you find some of the opinions of our clients.

Staff is always friendly and helpful.

Tomas Huel MD

I waited in line today for 1 hour and only one car was ahead of me.

Aglae McGlynn

Pay Attention

The previous three items charactirize a specific company. But below you can read general information about payday loans.

Payday Loans in Chattanooga, Tennessee

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans may become an easy and fast solution to a short-term problem in Chattanooga, Tennessee. Loans from payday lenders can get you funds same day. Your interest rate will depend on several things.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit score an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some clients to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay back your loan commitments on time.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the precise APR of your payday loan.

APR Calculator

Other Payday Lenders in Chattanooga, Tennessee

Security Finance

1235 Dolly Parton Pkwy Ste 6, Sevierville, TN 37862, USA

+1 (865) 428-0720

www.securityfinance.com

ATM (First Horizon Bank)

502 Merchant Dr, Knoxville, TN 37912, USA

www.firsthorizon.com

3 D Financial

821 Memorial Blvd, Springfield, TN 37172, USA

+1 (615) 382-0947

www.3dfinancial.com

TitleMax Title Loans

1667 S Highland Ave, Jackson, TN 38301, USA

+1 (731) 256-2045

www.titlemax.com

Bank of America ATM (Drive-thru)

1208 Taft Hwy, Signal Mountain, TN 37377, USA

+1 (844) 401-8500

locators.bankofamerica.com

Cash City

1640 TN-46, Dickson, TN 37055, USA

+1 (615) 740-8292

cashcitydickson.business.site

Advance America

5425 TN-153 #133, Hixson, TN 37343, USA

+1 (423) 870-2900

www.advanceamerica.net

Advance America

913 US-321 North, Lenoir City, TN 37771, USA

+1 (865) 988-8978

www.advanceamerica.net

Security Finance Corporation

111 N Court Square, Waverly, TN 37185, USA

+1 (931) 296-5008

www.securityfinance.com

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