Welcome to Our Online Loan Referral Service

4.8 57 reviews
Loan agency in East Ridge, Tennessee

4340 Ringgold Rd Suite 160, East Ridge, TN 37412, USA
+1 (423) 629-1657

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Created Date


Mailing Address

South Carolina, United States

Company Name



Contact Data

Feedback about Advance America?

Here you read the reviews of our customers.

I needed money for a loan and the staff was very accommodating.

Bessie Kiehn

Great customer service and good place to get loan

Makenna Abshire

Term customer....would recommend your location to anyone....

Eryn Lynch PhD

Fantastic communication, usually responded in a couple hours at most.

Dr. Geovanny Renner

Bryce Sellers and Lisa Thompson were very easy to work with and helped me save.

Dejah Gottlieb

I definately recommend them.

Mrs. Velma Pouros

Thank you for the absolute best customer service!

Pascale Ortiz

The atm at the downtown location and the one by target NEVER works!

Prof. Buster Green

Worst customer service I have ever received.

Vita McCullough

Pay Attention

Further there will be given the details about not a definite lending company. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in Chattanooga, Tennessee

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

This financial product in Chattanooga, Tennessee is issued easily and quickly. The interest rate is set depending on the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.



Max Loan


Min Term

Not Specified

Max Term

31 days

How will Advance America help issue a loan in Chattanooga, Tennessee?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Chattanooga, Tennessee. The company will estimate many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Chattanooga, Tennessee

Advance America

850 Hillwood Blvd #6, Nashville, TN 37209, USA

+1 (615) 356-6961


TitleBucks Title Loans

2439 Covington Pike, Memphis, TN 38128, USA

+1 (901) 969-1159

Mid-South Title Loans

4965 Summer Ave, Memphis, TN 38122, USA

+1 (901) 821-9211

Cash Express

1420 W College St, Pulaski, TN 38478, USA

+1 (931) 424-1674


Fast Track Financial Services, Inc.

18130 TN-125, Bolivar, TN 38008, USA

+1 (731) 658-6119


City & County Check Center

450 N Cedar Bluff Rd, Knoxville, TN 37923, USA

+1 (865) 690-4322

Regions Bank

7790 Stage Rd, Bartlett, TN 38133, USA

+1 (901) 580-0720


American Cash Advance & Title Loan

3800 Hacks Cross Rd #102, Memphis, TN 38125, USA

+1 (901) 757-8882


ATM (First Horizon Bank)

1307 Taft Hwy, Signal Mountain, TN 37377, USA