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1 reviews
Loan agency in Cleveland, Tennessee

3390 Keith St NW, Cleveland, TN 37312, USA
7 years in business
+1 (423) 478-0447
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
(Good Friday)
8:30AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5:30PM

What people think about First State Finance?

Below you see some of the reviews of our customers.

Said I was accepted for a cash advance loan. Have been waiting 5 days, still no funds I my account. I think it’s fraud.

Dr. Elian Glover

Wasted too much time with this lender. They charge hidden fees! So upset

Bryana Skiles

This company is a fraud. I will never apply again. $20 goes towards loan and you keep $83 for interest.

Nathanial Tillman

Important

The previous three items charactirize a specific financial institution. But below you can find common details about payday loans.

Payday Loans in Cleveland, New York

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the best solution to your unexpected financial troubles in Cleveland , New York because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit history. Payday loan approvals depend very much on specific factors. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

APR Calculator

Other Payday Lenders in Cleveland, Tennessee

MemphisDEBT

22 N Front St #680, Memphis, TN 38103, USA

+1 (901) 507-6638

memphisdebt.org

Advanced Check Cash Advance

5721 TN-153, Hixson, TN 37343, USA

+1 (423) 877-8880

www.advancedcheckcash.com

The Fort Sill National Bank

2542 N Main St, Crossville, TN 38555, USA

+1 (580) 357-9880

www.fsnb.com

Check Into Cash

4000 Chapman Hwy, Knoxville, TN 37920, USA

+1 (865) 577-3113

local.checkintocash.com

Cash Flow Cash Advance

13345 Paris St, Huntingdon, TN 38344, USA

+1 (731) 986-8899

United Cumberland Bank

106 Municipal Dr, Oneida, TN 37841, USA

+1 (423) 569-6313

www.unitedcumberland.com

ATM (Regions Bank)

914 E Wood St, Paris, TN 38242, USA

+1 (800) 734-4667

www.regions.com

Carroll Bank & Trust

19510 E Main St, Huntingdon, TN 38344, USA

+1 (731) 986-4401

www.carrollbank.com

U.S. Money Shops

118 N Cedar Ave, South Pittsburg, TN 37380, USA

+1 (423) 837-6114

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