Wofford's Check Cashing Services Payday Loans Review

Organization owner?

1621 Spring Place Rd SE, Cleveland, TN 37311, USA

7 years in business

+1 (423) 472-3456

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday
(Good Friday)

9AM–6PM

Hours might differ

Saturday

10AM–1PM

Sunday
(Easter)

Closed

Monday

9AM–6PM

What people think about Wofford's Check Cashing Services?

Below you find some of the opinions of our clients.

I got cash advance from Wofford's Check Cashing Services 3 times. Paid off all my loans on time. Last week wanted to borrow more, but they approved me for only $300 ???

Adell Metz

I got payday loan from Wofford's Check Cashing Services twice. Repaid all my loans successfully. Today wanted to borrow more, but they approved me for only $300 ???

Dr. Rudolph Konopelski

I tried to borrow funds from Wofford's Check Cashing Services. They rejected me. Why then declare they accept everyone even those with poor credit?? Choose another lender. Moreover, got many calls with an offer to apply for a cash advance loan. I do not recommend this lender.

Waldo Dibbert

Interest too high. People usually borrow money because they’re having a bad time. These loans put you further into debt. Maybe they should lower their rates a little…

Prof. Lorenzo Kihn DVM

Important

Now you can see general characteristics of payday loans.

Payday Loans in Cleveland, New York

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Cleveland, New York. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few things.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Cleveland, ny welcome individuals with poor credit. You can request a bad credit payday loan online at any time of the day and if successful could have the funds in your account within a few hours.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes 10 seconds to become informative even before applying.