SmartBank Payday Loans Review - Cleveland, Tennessee

3.4 5 reviews

Organization owner?

3200 Keith St NW, Cleveland, TN 37312, USA

+1 (866) 290-2554

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday
(Good Friday)

8:30AM–6PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

What people think about SmartBank?

Below you get acquainted with some of the opinions of our customers.

I have always had a great experience with the staff here.

Prof. Nash Johnston MD

Stay away from this location and management.

Darryl Koch

Not to mention the fantastic online banking.

Fay Walker

Pay Attention

The above-given information provides the details about a precise financial institution. The information below is about common information about payday loans.

Payday Loans in Cleveland, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Online payday loans can be the easiest solution to your unexpected financial troubles in Cleveland , New York because they are easily obtained and easily repaid. Your interest rate will depend on your state regulations or on the company's policy.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit score. You will need a regular income to apply for a bad credit payday loan.

To get approved for a payday loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.