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3.7 3 reviews
Loan agency in Columbia, Tennessee

208 W 5th St, Columbia, TN 38401, USA
3 years in business
+1 (931) 381-5371
1stheritagecredit.com
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM

Domain Info

Created Date

2006-02-28

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

1stheritagecredit.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about First Heritage Credit, LLC?

Here you read the reviews of our clients.

For 6 months I have not been able to make the resource to transfer the information about the paying off of the loan for 2019.

Mr. Jimmy Daugherty

I tried to borrow money from First Heritage Credit, LLC. They denied. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this service.

Jeromy Watsica DVM

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer deprtment.

Karli Russel V

I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Mckayla Hamill IV

I issued only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Myah Altenwerth V

Pay Attention

Above-specified info offers the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Columbia, Connecticut

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Columbia, Connecticut is issued simply and quickly. The interest rate is set respecting the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

12$ small loan cap

How will First Heritage Credit, LLC help take out a loan in Columbia, Connecticut?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to process the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is reviewed by financial institutions. Payday lenders in Columbia, ct consider this circumstance not a drawback to issue a loan. The recipient of a payday loan should be ready to objectively estimate financial capabilities, issue a loan, pay back the debt on a due date and not only solve current problems, but improve the credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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