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3 reviews
Loan agency in Columbia, Tennessee

1412 Trotwood Ave, Columbia, TN 38401, USA
7 years in business
+1 (931) 840-9755
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM

Feedback about First State Finance?

Here you grapple with the feedback of our clients.

Great breakfast, friendly staff.

Prof. Herminia Hand II

Best pizza in the Lewisburg area.

Frieda Monahan

Couldnt figure out why the last two Diet Pepsi's I bought here tasted off.

Kellie Bradtke

Pay Attention

Above-specified info offers the details about a certain lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Columbia, Connecticut

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Columbia, Connecticut is issued simply and quickly. The interest percentage is defined considering the category of the client: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

12$ small loan cap

How will First State Finance help issue a loan in Columbia, Connecticut?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor taken into account by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a cash advance. The lending company process many aspects such as financial solvency to approve the form. Payday loans in Columbia, Connecticut may help enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Columbia, Tennessee

First Metropolitan Financial Services

7124 US-64, Memphis, TN 38133, USA

+1 (901) 388-3814

fmfsloans.com

Fort Sill National Bank

168 Obed Plaza #104, Crossville, TN 38555, USA

+1 (580) 357-9880

www.fsnb.com

World Finance

2913 Highway US, Hwy 31 W Suite B, White House, TN 37188, USA

+1 (615) 672-7339

www.loansbyworld.com

Commercial Bank and Trust Co

920 E Wood St, Paris, TN 38242, USA

+1 (731) 642-3341

www.cbtcnet.com

Advance Financial

2898 S Church St Suite D, Murfreesboro, TN 37127, USA

+1 (615) 544-7121

locations.af247.com

Covington Credit

4228 Asheville Hwy, Knoxville, TN 37914, USA

+1 (865) 525-8248

www.mymoneytogo.com

Easy Pawn

2700 Nolensville Pike, Nashville, TN 37211, USA

+1 (615) 251-7071

stores.easypawnandjewelry.com

Courtesy Finance

6429 Lee Hwy. #103, Chattanooga, TN 37421, USA

+1 (423) 954-2774

www.courtesyfinance.net

BancorpSouth Bank

2040 US-45, Trenton, TN 38382, USA

+1 (731) 855-1833

www.bancorpsouth.com

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