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Loan agency in Columbia, Tennessee

703 N Garden St, Columbia, TN 38401, USA
7 years in business
+1 (931) 381-0181
Tuesday
9AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9:30AM–2PM
Sunday
Closed
Monday
9AM–5:30PM

Feedback about Express Title & Pawn?

Here you get acquainted with the reviews of our clients.

Disappointed! Was refused to borrow $1,000. Only $400 was approved.

Sally Moore

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Shaylee Carroll

I took out payday loan from Express Title & Pawn 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller amount.

Pablo Reynolds

I took out a loan from Express Title & Pawn 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller amount.

Jessie Quigley

Pay Attention

Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Columbia, Connecticut

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in Columbia, Connecticut are taken out easily. The interest percentage is dependent on the borrower's person-related data: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

12$ small loan cap

How will Express Title & Pawn help issue a loan in Columbia, Connecticut?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Columbia, ct will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Columbia, Tennessee

Covington Credit

505 Broad St, Elizabethton, TN 37643, USA

+1 (423) 542-6099

www.mymoneytogo.com

Car Title Loans Murfreesboro

500 Ridgely Rd, Murfreesboro, TN 37129, USA

+1 (615) 802-7025

U.S. Bank Branch

488 W Bockman Way, Sparta, TN 38583, USA

+1 (931) 836-2151

locations.usbank.com

Walmart Money Center

578 Cumberland Gallery St, New Tazewell, TN 37825, USA

www.walmart.com

City Employees Credit Union - Fountain City

4903 N Broadway, Knoxville, TN 37918, USA

+1 (865) 219-7225

www.cecuknox.com

Simmons Bank

205 N Main Ave, Dyersburg, TN 38024, USA

+1 (731) 288-2800

www.simmonsbank.com

World Finance

1243 Hwy 51 N, #4, Ripley, TN 38063, USA

+1 (731) 635-9077

www.loansbyworld.com

Ez Money Pawn Shop

400 Beersheba Hwy, McMinnville, TN 37110, USA

ATM (Regions Bank)

10 W Broad St, Cookeville, TN 38501, USA

+1 (800) 734-4667

www.regions.com

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