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3.9 7 reviews
Loan agency in Cookeville, Tennessee

377 W Jackson St #14, Cookeville, TN 38501, USA
+1 (931) 526-9741
www.onemainfinancial.com
Sunday
(Easter)
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

[email protected]

+1.8124922507

Feedback about OneMain Financial?

Here you get acquainted with the feedback of our clients.

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to contact OneMain Financial. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Sebastian Homenick

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to contact OneMain Financial. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Mr. Jamie Parisian

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Cookeville, Tennessee

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Cookeville, Tennessee is issued simply and quickly. The interest rate is set considering the category of the client: the more loans are successfully paid back, the more attractive terms will be offered to you.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will OneMain Financial help take out a payday loan in Cookeville, Tennessee?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Cookeville, tn will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Cookeville, Tennessee

Regional Finance

7118 Maynardville Highway, Knoxville, TN 37918, USA

+1 (865) 922-4440

branches.regionalfinance.com

Cash Corral

200 Chickasaw Ridge Dr # 14, Oakland, TN 38060, USA

+1 (901) 465-1708

SouthEast Bank

1878 Congress Pkwy S, Athens, TN 37303, USA

+1 (423) 745-6444

www.southeastbank.com

Pioneer Credit

3317 N Broadway, Knoxville, TN 37917, USA

Citizens Savings & Loan

380 S Lowe Ave, Cookeville, TN 38501, USA

+1 (931) 525-2547

www.citizensloan.com

Enrichment Federal Credit Union

1116 N Charles G Seivers Blvd, Clinton, TN 37716, USA

+1 (865) 482-0045

www.enrichmentfcu.org

Humboldt Pawn & Sales

712 N 22nd Ave, Humboldt, TN 38343, USA

+1 (731) 784-2985

www.facebook.com

World Finance

428 S Broad St, New Tazewell, TN 37825, USA

+1 (423) 626-1360

www.loansbyworld.com

Volunteer State Bank ATM

1204 E Church St, Orlinda, TN 37141, USA

+1 (615) 654-3388

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