OneMain Financial Payday Loans Review

4.1 17 reviews

Loan agency in Memphis, Tennessee

Organization owner?

1024 N Germantown Pkwy, Cordova, TN 38018, USA

+1 (901) 754-1242

www.onemainfinancial.com

Monday

9AM–5:30PM

Tuesday

9AM–7PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Friday

9AM–5:30PM

Saturday

Closed

Sunday

Closed

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Feedback about OneMain Financial?

Here you grapple with the feedback of our clients.

Great experience and Customer Service.

Verner Jacobi

Very quick, professional service.

Dr. Darien Lind Sr.

This branch went over and beyond to assist my family in our time of need.

Jeromy Rowe

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Cordova, Maryland

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Cordova, Maryland is issued easily and fast. The interest rate is specified respecting the category of the customer: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

33% APR cap (2.75% a month)

How will OneMain Financial help take out a payday loan in Cordova, Maryland?

24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The payday loan will be sent to a bank account, so a personal visit to the department is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A adverse factor considered by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by payday lenders to take out a cash advance. The lender review many aspects such as financial solvency to approve the application. Cash advance in Cordova, Maryland may help improve your credit rating.

The following general points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Cordova, Tennessee

Edward Jones - Financial Advisor: Jason R Armbruster

1232 1st Ave, Lawrenceburg, TN 38464, USA

+1 (931) 766-1791

www.edwardjones.com

SouthEast Bank

3475 Keith St NW, Cleveland, TN 37312, USA

+1 (423) 303-2820

www.southeastbank.com