Welcome to Our Online Loan Referral Service

4.3 3 reviews

815 Cumberland City Rd, Cumberland City, TN 37050, USA
+1 (931) 827-6266
Wednesday
8:30AM–3PM
Thursday
8:30AM–3PM
Friday
8:30AM–3PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–3PM
Tuesday
8:30AM–3PM

Feedback about Johnsonville TVA Employees Credit Union?

Here you see the feedback of our customers.

A good payday lender. The company quickly processed the application and credited the funds to my card.

Bridgette Brakus

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Abel Toy

Thanks to the team of Johnsonville TVA Employees Credit Union. Fast solution of the arisen problems, quick decision on the payday loan. I definitely recommend this service.

Einar Prosacco

Johnsonville TVA Employees Credit Union seemed to me the reliable. At least no insurance and extra fees. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Lucinda Predovic

I addressed Johnsonville TVA Employees Credit Union. Everything was done fast. Only pleasant impressions remained!

Jillian Hills

Pay Attention

Payday lenders are described in the first three points. Below info defines common information about payday loans.

Payday Loans in Cumberland City, Tennessee

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Cumberland City, Tennessee is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates you will recieve.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Johnsonville TVA Employees Credit Union help issue a payday loan in Cumberland City, Tennessee?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The deposit will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Cumberland City, tn will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should calculate its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Cumberland City, Tennessee

Credit Central

801 N 22nd Ave, Humboldt, TN 38343, USA

+1 (731) 824-2780

www.creditcentralllc.com

Capitol Cash

1600 Carmack Blvd, Columbia, TN 38401, USA

+1 (931) 540-8040

American City Bank

500 S Main St, Estill Springs, TN 37330, USA

+1 (931) 649-2897

Southern Finance & Thrift Corporation

112 S Sycamore St, Elizabethton, TN 37643, USA

+1 (423) 542-2165

www.southernfinancetn.com

ATM (Regions Bank)

221 Church St, Tiptonville, TN 38079, USA

+1 (800) 734-4667

www.regions.com

Farm Credit Mid-America

326 Partnership Pkwy, Maryville, TN 37801, USA

+1 (865) 268-8646

e-farmcredit.com

Paragon Mills Loan Co

3922 Nolensville Pike, Nashville, TN 37211, USA

+1 (615) 831-5500

Advance Financial

163 Commons Dr, Martin, TN 38237, USA

+1 (731) 438-9279

locations.af247.com

Peoples Bank and Trust Company

19 Courthouse Square, Byrdstown, TN 38549, USA

+1 (931) 864-3168

www.peoplesbankbyrdstown.com

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