U.S. Money Shops Payday Loans Review

3.1 23 reviews

Organization owner?

150 Island Dr A, Dayton, TN 37321, USA

+1 (423) 775-8028

Tuesday

9AM–6PM

Wednesday

9AM–6PM

Thursday

9AM–6PM

Friday
(Good Friday)

9AM–6PM

Hours might differ

Saturday

9AM–5PM

Sunday
(Easter)

Closed

Monday

9AM–6PM

What people think about U.S. Money Shops?

Below you read some of the opinions of our clients.

Great selection of used merchandise

Prof. Devon Schowalter V

This place is a Complete Rip off.

Matt Krajcik V

Poor service, I waited over 20 min.

Wade Pouros

Important

Now you can review general aspects of payday loans.

Payday Loans in Dayton, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Online payday loans can be the right solution to your short-term financial issues in Dayton , New York because they are easily approved and easily paid off. Your interest rate will depend on your state law or on the company's policy.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit rating an increased chance to get approved for short-term loans. A payday loan may be the only option available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments punctually.

To get approved for a payday loan, you need to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.