J & S Check Cashing Payday Loans Review

Organization owner?

200 S Main St, Jamestown, TN 38556, USA

7 years in business

+1 (931) 879-6395

Thursday

9AM–5PM

Friday
(Good Friday)

9AM–6PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

What people think about J & S Check Cashing?

Below you find some of the reviews of our clients.

APR too high. People usually take loans because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Ms. Arlene Batz I

APR too high. People usually take cash advances because they’re having a hard time. These loans put you further into debt. Maybe they should lower their rates a little…

Kim Predovic

Pay Attention

Above there is information about a definite loan provider. Below you can review common features of payday loans.

Payday Loans in Jamestown, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans in Jamestown, New York is are easy to get. The interest rate is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still apply a payday loan. Such loans are designed to help meet the needs of people with bad credit scores. There are companies who may be ready to offer you a payday loan even if you have a bad credit rating. You will need a stable income to get accepted for a bad credit payday loan.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the cash advance loan even before applying.