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Loan agency in Johnson City, Tennessee

1409 W Market St # 105, Johnson City, TN 37604, USA
+1 (423) 232-7331
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
(Good Friday)
8:30AM–6PM
Hours might differ
Saturday
8:30AM–12:30PM
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

What people think about Southern Title Loans?

Below you read some of the reviews of our clients.

I'm very blessed to know Donna and her staff.

King Crona MD

Donna and Misty and Chris have always treated me like family.

Bulah McGlynn DVM

Great customer service!

Miss Margarette Ward II

Important

The previous three items charactirize a certain lender. But below you can find common details about payday loans.

Payday Loans in Johnson City, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

It is easy and speedy to get accepted for payday loans in Johnson City, New York. The interest rate will be set individually for each client and will depend on the personal information the consumer provided.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

APR Calculator

Other Payday Lenders in Johnson City, Tennessee

TitleMax Title Loans

4317 Ringgold Rd, Chattanooga, TN 37412, USA

+1 (423) 624-0004

www.titlemax.com

Advance America

4340 Ringgold Rd Ste. 160, East Ridge, TN 37412, USA

+1 (423) 629-1657

www.advanceamerica.net

Regions Bank

216 S Calderwood St, Alcoa, TN 37701, USA

+1 (865) 268-1800

www.regions.com

Smoky Mountain Pawn

1503 Oak Ridge Turnpike, Oak Ridge, TN 37830, USA

+1 (865) 482-5074

Cash Express

2755 Keith St NW, Cleveland, TN 37312, USA

+1 (423) 473-7795

www.cashexpressllc.com

U.S. Bank ATM - Crossville

1318 N Main St, Crossville, TN 38555, USA

+1 (800) 872-2657

usbank.com

First Horizon Bank

401 S Mt Juliet Rd Suite 133, Mt. Juliet, TN 37122, USA

+1 (615) 986-7831

www.firsthorizon.com

ATM (First Horizon Bank)

1307 Taft Hwy, Signal Mountain, TN 37377, USA

www.firsthorizon.com

Cash One

97 Mathis Dr, Dickson, TN 37055, USA

+1 (615) 446-2264

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