What people think about Southern Title Loans?
Below you read some of the reviews of our clients.
I'm very blessed to know Donna and her staff.
King Crona MD
Donna and Misty and Chris have always treated me like family.
Bulah McGlynn DVM
Great customer service!
Miss Margarette Ward II
Important
The previous three items charactirize a certain lender. But below you can find common details about payday loans.
Payday Loans in Johnson City, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
It is easy and speedy to get accepted for payday loans in Johnson City, New York. The interest rate will be set individually for each client and will depend on the personal information the consumer provided.
APR
25% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.
APR Calculator
Other Payday Lenders in Johnson City, Tennessee
Macon Bank & Trust Co.
201 Main St, Celina, TN 38551, USA
+1 (931) 243-3124
www.maconbankandtrust.com
Credit Central
80 Miller Ave #105, Crossville, TN 38555, USA
+1 (931) 484-4170
www.creditcentralllc.com
