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5 reviews
Loan agency in Johnson City, Tennessee

1200 N Roan St, Johnson City, TN 37601, USA
+1 (423) 434-2990
www.southernfinance.us
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM

Domain Info

Created Date

2006-09-09

Mailing Address

1200 Snapp Ferry Rd., Greeneville, Tennessee, 37745, United States

Company Name

Walter Brumit

Southern Finance & Thrift Corp. of Greeneville

Contact Data

[email protected]

+1.14236387811

Feedback about Southern Finance & Thrift Corporation?

Here you see the reviews of our customers.

I would highly recommend R&M if quality and service are important to you.

Monica Cronin

Will contact these folks again for installation of thermal garage doors.

Logan Gerhold

I hate when these companies try and take advantage of their customer.

Austin Stoltenberg

Pay Attention

Above-specified info offers the details about a exact lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Johnson City, New York

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

This financial product in Johnson City, New York is issued easily and fast. The interest rate is specified considering the category of the customer: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

25% small loan cap

How will Southern Finance & Thrift Corporation help take out a loan in Johnson City, New York?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The transfer will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Johnson City, New York. They rate many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a exact cost of the payday loan.

APR Calculator

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