Welcome to Our Online Loan Referral Service

3.3 7 reviews

222 Old Gray Station Rd, Gray, TN 37615, USA
+1 (423) 477-8344
www.firsthorizon.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
(Good Friday)
9AM–6PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

1997-04-28

Mailing Address

165 Madison Ave, Memphis, TN, 38103, United States

Company Name

Elaine Spear

First Horizon National Corporation

Contact Data

[email protected]

+1.9015234292

+1.9015234154

Feedback about First Horizon Bank?

Here you get acquainted with the reviews of our clients.

Just be nice to the people that work here.

Raphael Kutch Jr.

Instead of the bank being robbed they rob you of your hard earned money!

Dr. Payton Langworth

She’s very professional and really makes you feel at home.

Rodolfo Nienow

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes users grapple with general information about payday loans.

Payday Loans in Johnson City, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Johnson City, New York are issued problem-free. The interest rate is conditional on the customer's personal data: if you repay more payday loans, the more favorable terms and rates lenders guarantee.

APR

25% small loan cap

How will First Horizon Bank help take out a payday loan in Johnson City, New York?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% deny the request when lenders in Johnson City, ny will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the payday loan.

APR Calculator

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ORNL Federal Credit Union - Halls

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World Finance

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Peoples Bank

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FirstBank

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Navy Federal Credit Union

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+1 (888) 842-6328

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Commerce Union Bank

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Kroger Money Services

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