First Community Bank Payday Loans Review

3.5 4 reviews

Organization owner?

300 Sunset Dr, Johnson City, TN 37604, USA

+1 (423) 915-2200

www.firstcommunitybank.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday
(Good Friday)

9AM–6PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Created Date

2004-01-26

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about First Community Bank?

Below you get acquainted with some of the reviews of our clients.

Always nice and helpful staff

Camilla Murazik

Rudest people I've had to deal with.

Vita Nicolas

Pay Attention

The previous three items describe a certain lender. But below you can find general data about payday loans.

Payday Loans in Johnson City, New York

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may be an easy and fast solution to a short-term problem in Johnson City, New York. Loans from payday lenders can get you money within a few hours. Your APR will depend on several things.

APR

25% small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to consumers with a bad credit history. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.