Welcome to Our Online Loan Referral Service

4.6 24 reviews

255 Marketplace Blvd, Johnson City, TN 37604, USA
+1 (800) 999-2328
www.ecu.org
Thursday
7:30AM–5:30PM
Friday
(Good Friday)
7:30AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
7:30AM–5:30PM
Tuesday
7:30AM–5:30PM
Wednesday
7:30AM–5:30PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Eastman Credit Union?

Here you get acquainted with the feedback of our customers.

Helped me with my banking needs for over an hour with superior service!

Mrs. Lilyan Baumbach

Her attention to detail , customer care , and personality is unmatched .

Miss Kristina Howell Jr.

So I can’t transfer money to pay my credit card off.

Sasha Funk

Pay Attention

Lending companies are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Johnson City, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

It is simple and fast to take out loans in Johnson City, New York. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will Eastman Credit Union help take out a payday loan in Johnson City, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Johnson City, New York. They assess many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Johnson City, Tennessee

World Finance

4506 US-411 Ste 1, Madisonville, TN 37354, USA

+1 (423) 442-3335

www.loansbyworld.com

Citizens Savings & Loan

1145 Volunteer Pkwy #2, Bristol, TN 37620, USA

+1 (423) 968-2057

www.citizensloan.com

TitleMax Title Loans

424 Hwy 46 South, Dickson, TN 37055, USA

+1 (615) 446-0916

www.titlemax.com

First Horizon Bank

668 Nashville Pike, Gallatin, TN 37066, USA

+1 (615) 452-1464

www.firsthorizon.com

Citizens Savings & Loan

4665 Main St #4, Jasper, TN 37347, USA

+1 (423) 942-8849

www.citizensloan.com

Edward Jones - Financial Advisor: Steve Bates

1000 Brentwood Way Suite 200, Kingston, TN 37763, USA

+1 (865) 376-9918

www.edwardjones.com

U.S. Bank Branch

149 E Broadway Blvd, Jefferson City, TN 37760, USA

+1 (865) 475-9040

locations.usbank.com

First National Bank

159 Mill St, Lynnville, TN 38472, USA

+1 (931) 424-2199

www.fnbforyou.com

Citizens Savings & Loan

2605 Adair Dr # D, Knoxville, TN 37918, USA

+1 (865) 688-8030

www.citizensloan.com

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