Cash Access Inc Payday Loans Review

5 reviews

Organization owner?

205 E Race St # 2, Kingston, TN 37763, USA

7 years in business

+1 (865) 376-4538

Thursday

9:30AM–5PM

Friday
(Good Friday)

9AM–5PM

Hours might differ

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9:30AM–5PM

Tuesday

9:30AM–5PM

Wednesday

9:30AM–5PM

What people think about Cash Access Inc?

Below you find some of the reviews of our clients.

I took out $800 for a period of 5 days. In the end, I had to repay twice as much with all the commissions charged.

Emil Champlin

Unhappy borrower! Was refused for no reason. My credit was average.

Tate Turcotte

Applied for a loan second time. Got refused! No idea for what reason! No clarification. Tricky service.

Ellie Harber

I took loans from Cash Access Inc 2 times. Previously it was ok. Last time they said I was accepted. Said the funds would be in my account within 4 hours. It’s been 2 days – no money. They do not answer phone calls. Why???

Serena Tromp Jr.

Pay Attention

The previous three items describe a precise financial institution. But below you can find common data about payday loans.

Payday Loans in Kingston, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans in Kingston, New York is are easy to access. The interest rate is individual for each applicant and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a poor credit history an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments punctually.

To get approved for a cash advance, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.