Welcome to Our Online Loan Referral Service

4.2 23 reviews

2135 N Locust Ave, Lawrenceburg, TN 38464, USA
+1 (931) 766-9288
www.ercu.org
Sunday
(Easter)
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM
Saturday
8AM–12PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Employee Resources Credit Union?

Here you grapple with the feedback of our customers.

Great service && good folks

Dr. Alvena Johnson

Awesome people to work with!!

Craig Streich PhD

Great customer service!

Constance Yost

The staff are friendly and happy to help you with any of your banking needs.

Filiberto Roob

You can mail a check, but they never check their mail and will happily fine you.

Kenna Sanford

Great business nice friendly people.

Talia Waters

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes users get acquainted common information about payday loans.

Payday Loans in Lawrenceburg, Tennessee

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Lawrenceburg, Tennessee is issued easily and fast for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a borrower will get.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Employee Resources Credit Union help issue a loan in Lawrenceburg, Tennessee?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Lawrenceburg, tn review this circumstance not a drawback to take out a loan. The recipient of a cash advance should be ready to objectively assess financial abilities, issue a loan, pay back the debt on a due date and not only resolve current difficulties, but enhance the credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the loan. It takes seconds to see the result.

APR Calculator

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