Welcome to Our Online Loan Referral Service

4.9 13 reviews

330 W Church St, Lexington, TN 38351, USA
+1 (731) 968-8746
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–4:30PM

Feedback about Employee Resources Credit Union?

Here you get acquainted with the feedback of our customers.

I love the atmosphere!

Pink Kuphal

I would recommend Employee Resource Credit to anyone.

Florian Sauer

Good price to fill up for road trips and getting beer for celebrations

Theodore Fay

Frustrated this morning because pump 5 doesnt work.

Jannie Smith II

Finally a red head came over rang up my drink gave me a total.

Prof. Catharine Treutel IV

Very clean and the nicest people

Dale Bogan

Westside rentals was more than happy to work with me.

Prof. Valentin Parker

Pay Attention

Lending companies are shown in the first three points. Below info offers shared information about payday loans.

Payday Loans in Lexington, New York

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Lexington, New York are issued problem-free. The interest rate is dependent on the customer's person-related data: if you pay off more payday loans, the more reasobanle terms and rates lenders offer.

APR

25% small loan cap

How will Employee Resources Credit Union help take out a loan in Lexington, New York?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Lexington, ny consider this circumstance not a drawback to issue a loan. The borrower of a cash advance should be ready to objectively assess financial solvency, take out a loan, repay the debt on time and not only cope with current difficulties, but improve the credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Lexington, Tennessee

Bank of Tennessee

112 E Mountcastle Dr, Johnson City, TN 37601, USA

+1 (866) 378-9500

www.bankoftennessee.com

First Volunteer Bank

105 Betsy Pack Dr, Jasper, TN 37347, USA

+1 (423) 668-4504

www.firstvolunteer.bank

Edward Jones - Financial Advisor: Carlos Parr

5007 S 1st St, Milan, TN 38358, USA

+1 (731) 686-1454

www.edwardjones.com

Credit Central

206 E Reelfoot Ave Suite 9, Union City, TN 38261, USA

+1 (731) 885-4408

www.creditcentralllc.com

TitleMax Title Loans

2961 Covington Pike, Memphis, TN 38128, USA

+1 (901) 969-0440

www.titlemax.com

Check Into Cash

7200 Shallowford Rd, Chattanooga, TN 37421, USA

+1 (423) 954-3550

local.checkintocash.com

Security Finance

4120 Thornton Taylor Pkwy # E, Fayetteville, TN 37334, USA

+1 (931) 433-1560

www.securityfinance.com

Advance America

1055 Mineral Wells Ave Ste. #6, Paris, TN 38242, USA

+1 (731) 641-8202

www.advanceamerica.net

Tennessee Title Loans, Inc.

3800 Chapman Hwy, Knoxville, TN 37920, USA

+1 (865) 573-6700

tennesseetitleloansinc.com

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