Welcome to Our Online Loan Referral Service

5 165 reviews
Loan agency in Memphis, Tennessee

3431 Austin Peay Hwy, Memphis, TN 38128, USA
+1 (901) 386-3017
www.advanceamerica.net
Monday
10AM–6PM
Tuesday
10AM–4PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–6PM
Saturday
10AM–2PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the reviews of our customers.

… with the customers, doing their best to keep us happy. I'm a long time customer and will continue to be if I need that little extra help to get me to my next payday.

Lon Powlowski

The nicest people you could know and all there work is done in a timely manner

Roy Nienow

They helped me with my service needs and answered all questions that I had.

Joan Ledner

The nicest people you could know and all there work is done in a timely manner

Camryn Schamberger II

They helped me with my service needs and answered all questions that I had.

Lemuel Swift

Thank u Mrs Jennifer..Great customer service an experience all around...

Casper Erdman

Great service and staff.

Casimer Smith

You have great employees and they treat you like your family

Columbus Schoen

Jane arrington was a pleasure to work with.knowledgable, friendly,helpfulcareing

Dr. Delta McLaughlin MD

Very easy to work with and customer-focused.

Ms. Creola Bechtelar

Belinda was very helpful in completing a transaction that had many challenges.

Matilde Beier

She worked tirelessly to get us the best rate!

Dr. Jo Spinka PhD

Pay Attention

Lending companies are described in the first three points. Below info offers general information about payday loans.

Payday Loans in Memphis, New York

Payday loan is issued for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Memphis, New York is issued simply and quickly for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more reasonable rates you will get.

APR

25% small loan cap

How will Advance America help take out a loan in Memphis, New York?

  • Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Memphis, ny will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

First Citizens National Bank

7580 US-70, Bartlett, TN 38133, USA

+1 (901) 213-9900

www.firstcnb.com

Eastman Credit Union Mortgage and Business Lending Center

190 Community Center Dr #104, Pigeon Forge, TN 37863, USA

+1 (800) 999-2328

www.ecu.org

Regions Bank

178 Paul Huff Parkway, Cleveland, TN 37312, USA

+1 (423) 709-7560

www.regions.com

Advanced Drilling Services, LLC.

273 Old Jamestown Rd, Helenwood, TN 37755, USA

ACE Cash Express

1414 Getwell Rd #101, Memphis, TN 38111, USA

+1 (901) 744-0551

www.acecashexpress.com

SmartBank

2430 Teaster Ln #205, Pigeon Forge, TN 37863, USA

+1 (865) 453-2650

www.smartbank.com

Cash One Check Advance

3145 E Andrew Johnson Hwy # 3, Greeneville, TN 37745, USA

+1 (423) 638-5300

Credit Central

4140 Thornton Taylor Pkwy, Fayetteville, TN 37334, USA

+1 (931) 433-9540

www.creditcentralllc.com

Regions Bank

301 Broad St, Elizabethton, TN 37643, USA

+1 (423) 518-0240

www.regions.com

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