Welcome to Our Online Loan Referral Service

3.7 7 reviews

7239 Winchester Rd, Memphis, TN 38125, USA
+1 (901) 672-8259
firstmetropolitanfinancial.net
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9:30AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

Domain Info

Created Date

2014-10-07

Mailing Address

Tennessee, United States

Company Name

1

1

Contact Data

What people think about First Metropolitan Financial Services?

Below you get acquainted with some of the reviews of our clients.

Interest too high. People usually borrow money because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their interest rates a little…

Erika Keeling

This company is a rip off. I will never apply again. $30 goes towards loan and you keep $83 for interest.

Dr. Torrey Purdy

I tried to borrow cash from First Metropolitan Financial Services. They declined me. Why then say they approve everyone even those with bad credit?? Choose another lender. Besides, got many texts with an offer to apply for a loan. I do not recommend this lender.

Winfield Cronin

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Memphis, New York

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Memphis, New York is are easy to get. The interest rate is individual for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to find out the definite cost of the payday loan even before applying.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

First Community Bank

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+1 (423) 915-2270

www.firstcommunitybank.com

Mo-Pawn Inc

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Simmons Bank

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+1 (615) 851-2265

www.simmonsbank.com

NiceLoans!

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+1 (901) 324-2103

www.cashcashcash.org

First Horizon Bank

389 W Jackson St, Cookeville, TN 38501, USA

+1 (931) 528-4980

www.firsthorizon.com

Apex Bank

4020 TN-66, Rogersville, TN 37857, USA

+1 (423) 564-5880

www.apexbank.com

Cash America Pawn

5518 Charlotte Pike, Nashville, TN 37209, USA

+1 (615) 352-0691

Check Into Cash

2926 Lamar Ave #109, Memphis, TN 38114, USA

+1 (901) 744-3230

local.checkintocash.com

Cash Now Advance

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+1 (423) 744-7107

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