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Loan agency in Memphis, Tennessee

4109 Getwell Rd, Memphis, TN 38118, USA
+1 (901) 360-8883
Thursday
9:30AM–6PM
Friday
9AM–6PM
Saturday
9:30AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
9:30AM–6PM
Wednesday
9:30AM–6PM

What people think about Cash Depot?

Below you see some of the opinions of our customers.

Disappointed client! Was declined for no reason. My credit was fair.

Enrique Johnston

Unsatisfied client! Was refused for no reason. My credit was average.

Sasha Osinski II

This lender is a fraud. I will never use again. $30 goes towards loan and you keep $79 for interest.

Ms. Ardella Okuneva II

APR too high. People usually take cash advances because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their APR a little…

Christine Hammes

I tried to borrow funds from Cash Depot. They declined me. Why then advertise they accept everyone even those with poor credit?? Unrecommended. Some time later, got many texts with an offer to apply for a loan. I do not recommend this service.

Karson Hessel

Pay Attention

The above-given information provides the details about a peculiar lender. The information below is about common information about payday loans.

Payday Loans in Memphis, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to access in Memphis, New York. The entire process is straightforward. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit history. Payday loan approvals depend very much on specific circumstances. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get approved for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Memphis, Tennessee

ATM (Suntrust Bank)

2021 N Locust Ave, Lawrenceburg, TN 38464, USA

www.suntrust.com

Republic Finance

640 TN-3 Suite I, Dyersburg, TN 38024, USA

+1 (731) 285-2475

locations.republicfinance.com

Regions Bank

2018 Roane State Hwy, Harriman, TN 37748, USA

+1 (865) 270-7850

www.regions.com

ATM (Regions Bank)

931 E 10th St, Cookeville, TN 38501, USA

www.regions.com

1 Hour Car Title Loans Kingsport

733 W Stone Dr, Kingsport, TN 37660, USA

+1 (423) 251-1109

1hourcartitleloans.com

Pinnacle Financial Partners

10 Church St SE, Cleveland, TN 37311, USA

+1 (423) 478-6540

www.pnfp.com

Cash Now Advance

150 Sam Walton Dr # 500, Sparta, TN 38583, USA

+1 (931) 738-5900

Lotus Loan Co LLC

7240 Whites Creek Pike, Joelton, TN 37080, USA

+1 (615) 876-3011

C & a Check Advance LLC

7554 Maynardville Pike, Knoxville, TN 37938, USA

+1 (865) 922-8813

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