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4.2 5 reviews
Loan agency in Memphis, Tennessee

3400 Elvis Presley Blvd, Memphis, TN 38116, USA
+1 (901) 866-2274
745cash.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed

Domain Info

Created Date

2004-03-30

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, TN, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Golden Title Loans?

Here you read the reviews of our customers.

I was in need of some cash till payday, and stopped in. I was worried at first, due to persistent obstacles, but Ms. D. Byrd worked with me to demolish the obstacle known

Toni Waelchi

Pay Attention

Above-defined info offers the details about a exact lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Memphis, New York

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Memphis, New York is issued simply and fast. The interest percentage is defined considering the category of the customer: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will Golden Title Loans help take out a loan in Memphis, New York?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor reviewed by financial institutions is called as bad credit history. But this obstacle is not implied as the only one by lenders to take out a loan. The lending company process many aspects such as financial abilities to approve the request. Payday loans in Memphis, New York may help improve your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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